NN9 Wellingborough, Chelveston, Finedon, Great Harrowden, Irthlingborough, Little Harrowden, Raunds cash flow analysis

Customise this data

Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £224,106
Input Equity (£56,027)
Total Input Equity (£56,027)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £224,106 £224,106 £224,106 £224,106 £224,106 £224,106 £224,106 £224,106 £224,106 £224,106 £224,106 £224,106
Finance Amount £168,080 £168,080 £163,058 £157,781 £152,233 £146,401 £140,271 £133,827 £127,053 £119,933 £112,449 £104,582
Monthly Mortgage   (£1,109) (£1,109) (£1,109) (£1,109) (£1,109) (£1,109) (£1,109) (£1,109) (£1,109) (£1,109) (£1,109)
Monthly Rental   £666 £666 £666 £666 £666 £666 £666 £666 £666 £666 £666
Yield to Purchase Price %   3.57% 3.57% 3.57% 3.57% 3.57% 3.57% 3.57% 3.57% 3.57% 3.57% 3.57%
Yield to Property Value %   3.57% 3.57% 3.57% 3.57% 3.57% 3.57% 3.57% 3.57% 3.57% 3.57% 3.57%
Gross Monthly Cashflow   (£443) (£443) (£443) (£443) (£443) (£443) (£443) (£443) (£443) (£443) (£443)
Gross Annual Cashflow   (£5,313) (£5,313) (£5,313) (£5,313) (£5,313) (£5,313) (£5,313) (£5,313) (£5,313) (£5,313) (£5,313)
Gross Annual Expenses                        
Annual Management Expenses   (£448) (£448) (£448) (£448) (£448) (£448) (£448) (£448) (£448) (£448) (£448)
Gross Annual Cashflow less Expenses   (£5,713) (£5,713) (£5,713) (£5,713) (£5,713) (£5,713) (£5,713) (£5,713) (£5,713) (£5,713) (£5,713)
Vacancy Expenses                        
Net Annual Cashflow   (£5,713) (£5,713) (£5,713) (£5,713) (£5,713) (£5,713) (£5,713) (£5,713) (£5,713) (£5,713) (£5,713)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£5,713) (£5,713) (£5,713) (£5,713) (£5,713) (£5,713) (£5,713) (£5,713) (£5,713) (£5,713) (£5,713)
Net Yield %   (2.55%) (2.55%) (2.55%) (2.55%) (2.55%) (2.55%) (2.55%) (2.55%) (2.55%) (2.55%) (2.55%)
Debt Coverage Ratio (1:x)   0.57 0.57 0.57 0.57 0.57 0.57 0.57 0.57 0.57 0.57 0.57
Personal Equity £56,027 £56,027 £61,048 £66,326 £71,873 £77,705 £83,835 £90,279 £97,053 £104,173 £111,657 £119,524
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£5,761) (£740) £4,538 £10,086 £15,918 £22,048 £28,492 £35,265 £42,385 £49,869 £57,737
Return on Investment %   (10.28%) (1.32%) 8.10% 18.00% 28.41% 39.35% 50.85% 62.94% 75.65% 89.01% 103.05%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£5,761) (£725) £4,358 £9,493 £14,682 £19,929 £25,239 £30,615 £36,060 £41,579 £47,175
Real Return on Investment %   (10.28%) (1.29%) 7.78% 16.94% 26.21% 35.57% 45.05% 54.64% 64.36% 74.21% 84.20%