NE9 Low Fell, Springwell cash flow analysis

Customise this data

Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £107,452
Input Equity (£26,863)
Total Input Equity (£26,863)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £107,452 £107,452 £107,452 £107,452 £107,452 £107,452 £107,452 £107,452 £107,452 £107,452 £107,452 £107,452
Finance Amount £80,589 £80,589 £78,182 £75,651 £72,991 £70,195 £67,255 £64,166 £60,918 £57,504 £53,916 £50,144
Monthly Mortgage   (£532) (£532) (£532) (£532) (£532) (£532) (£532) (£532) (£532) (£532) (£532)
Monthly Rental   £519 £519 £519 £519 £519 £519 £519 £519 £519 £519 £519
Yield to Purchase Price %   5.79% 5.79% 5.79% 5.79% 5.79% 5.79% 5.79% 5.79% 5.79% 5.79% 5.79%
Yield to Property Value %   5.79% 5.79% 5.79% 5.79% 5.79% 5.79% 5.79% 5.79% 5.79% 5.79% 5.79%
Gross Monthly Cashflow   (£13) (£13) (£13) (£13) (£13) (£13) (£13) (£13) (£13) (£13) (£13)
Gross Annual Cashflow   (£158) (£158) (£158) (£158) (£158) (£158) (£158) (£158) (£158) (£158) (£158)
Gross Annual Expenses                        
Annual Management Expenses   (£349) (£349) (£349) (£349) (£349) (£349) (£349) (£349) (£349) (£349) (£349)
Gross Annual Cashflow less Expenses   (£470) (£470) (£470) (£470) (£470) (£470) (£470) (£470) (£470) (£470) (£470)
Vacancy Expenses                        
Net Annual Cashflow   (£470) (£470) (£470) (£470) (£470) (£470) (£470) (£470) (£470) (£470) (£470)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£470) (£470) (£470) (£470) (£470) (£470) (£470) (£470) (£470) (£470) (£470)
Net Yield %   (0.44%) (0.44%) (0.44%) (0.44%) (0.44%) (0.44%) (0.44%) (0.44%) (0.44%) (0.44%) (0.44%)
Debt Coverage Ratio (1:x)   0.93 0.93 0.93 0.93 0.93 0.93 0.93 0.93 0.93 0.93 0.93
Personal Equity £26,863 £26,863 £29,270 £31,801 £34,461 £37,257 £40,197 £43,286 £46,534 £49,948 £53,536 £57,308
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£507) £1,900 £4,431 £7,091 £9,887 £12,827 £15,916 £19,164 £22,578 £26,166 £29,938
Return on Investment %   (1.89%) 7.07% 16.50% 26.40% 36.81% 47.75% 59.25% 71.34% 84.05% 97.41% 111.45%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£507) £1,862 £4,256 £6,674 £9,120 £11,594 £14,099 £16,637 £19,208 £21,816 £24,462
Real Return on Investment %   (1.89%) 6.93% 15.84% 24.85% 33.95% 43.16% 52.49% 61.93% 71.50% 81.21% 91.06%