NE33 South Shields Town Centre, Deans, High Shields cash flow analysis

Customise this data

Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £104,833
Input Equity (£26,208)
Total Input Equity (£26,208)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £104,833 £104,833 £104,833 £104,833 £104,833 £104,833 £104,833 £104,833 £104,833 £104,833 £104,833 £104,833
Finance Amount £78,625 £78,625 £76,276 £73,807 £71,212 £68,484 £65,616 £62,602 £59,433 £56,103 £52,602 £48,922
Monthly Mortgage   (£519) (£519) (£519) (£519) (£519) (£519) (£519) (£519) (£519) (£519) (£519)
Monthly Rental   £462 £462 £462 £462 £462 £462 £462 £462 £462 £462 £462
Yield to Purchase Price %   5.29% 5.29% 5.29% 5.29% 5.29% 5.29% 5.29% 5.29% 5.29% 5.29% 5.29%
Yield to Property Value %   5.29% 5.29% 5.29% 5.29% 5.29% 5.29% 5.29% 5.29% 5.29% 5.29% 5.29%
Gross Monthly Cashflow   (£57) (£57) (£57) (£57) (£57) (£57) (£57) (£57) (£57) (£57) (£57)
Gross Annual Cashflow   (£679) (£679) (£679) (£679) (£679) (£679) (£679) (£679) (£679) (£679) (£679)
Gross Annual Expenses                        
Annual Management Expenses   (£311) (£311) (£311) (£311) (£311) (£311) (£311) (£311) (£311) (£311) (£311)
Gross Annual Cashflow less Expenses   (£956) (£956) (£956) (£956) (£956) (£956) (£956) (£956) (£956) (£956) (£956)
Vacancy Expenses                        
Net Annual Cashflow   (£956) (£956) (£956) (£956) (£956) (£956) (£956) (£956) (£956) (£956) (£956)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£956) (£956) (£956) (£956) (£956) (£956) (£956) (£956) (£956) (£956) (£956)
Net Yield %   (0.91%) (0.91%) (0.91%) (0.91%) (0.91%) (0.91%) (0.91%) (0.91%) (0.91%) (0.91%) (0.91%)
Debt Coverage Ratio (1:x)   0.85 0.85 0.85 0.85 0.85 0.85 0.85 0.85 0.85 0.85 0.85
Personal Equity £26,208 £26,208 £28,557 £31,026 £33,621 £36,349 £39,217 £42,231 £45,400 £48,730 £52,231 £55,911
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£989) £1,359 £3,828 £6,424 £9,152 £12,019 £15,033 £18,202 £21,533 £25,034 £28,714
Return on Investment %   (3.78%) 5.19% 14.61% 24.51% 34.92% 45.86% 57.36% 69.45% 82.16% 95.52% 109.56%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£989) £1,332 £3,677 £6,046 £8,441 £10,864 £13,317 £15,802 £18,319 £20,872 £23,461
Real Return on Investment %   (3.78%) 5.08% 14.03% 23.07% 32.21% 41.45% 50.81% 60.29% 69.90% 79.64% 89.52%