NE24 Blyth, Newsham cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £119,985
Input Equity (£29,996)
Input Equity FX (£29,996)
Total Input Equity (£29,996)
Total Input Equity FX (£29,996)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £119,985 £119,985 £119,985 £119,985 £119,985 £119,985 £119,985 £119,985 £119,985 £119,985 £119,985 £119,985
Finance Amount £89,989 £89,989 £87,301 £84,475 £81,504 £78,382 £75,100 £71,650 £68,024 £64,211 £60,204 £55,992
Monthly Mortgage   (£594) (£594) (£594) (£594) (£594) (£594) (£594) (£594) (£594) (£594) (£594)
Monthly Rental   £430 £430 £430 £430 £430 £430 £430 £430 £430 £430 £430
Yield to Purchase Price %   4.30% 4.30% 4.30% 4.30% 4.30% 4.30% 4.30% 4.30% 4.30% 4.30% 4.30%
Yield to Property Value %   4.30% 4.30% 4.30% 4.30% 4.30% 4.30% 4.30% 4.30% 4.30% 4.30% 4.30%
Gross Monthly Cashflow   (£164) (£164) (£164) (£164) (£164) (£164) (£164) (£164) (£164) (£164) (£164)
Gross Annual Cashflow   (£1,968) (£1,968) (£1,968) (£1,968) (£1,968) (£1,968) (£1,968) (£1,968) (£1,968) (£1,968) (£1,968)
Gross Annual Expenses                        
Annual Management Expenses   (£289) (£289) (£289) (£289) (£289) (£289) (£289) (£289) (£289) (£289) (£289)
Gross Annual Cashflow less Expenses   (£2,226) (£2,226) (£2,226) (£2,226) (£2,226) (£2,226) (£2,226) (£2,226) (£2,226) (£2,226) (£2,226)
Vacancy Expenses                        
Net Annual Cashflow   (£2,226) (£2,226) (£2,226) (£2,226) (£2,226) (£2,226) (£2,226) (£2,226) (£2,226) (£2,226) (£2,226)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£2,226) (£2,226) (£2,226) (£2,226) (£2,226) (£2,226) (£2,226) (£2,226) (£2,226) (£2,226) (£2,226)
Net Yield %   (1.86%) (1.86%) (1.86%) (1.86%) (1.86%) (1.86%) (1.86%) (1.86%) (1.86%) (1.86%) (1.86%)
Debt Coverage Ratio (1:x)   0.69 0.69 0.69 0.69 0.69 0.69 0.69 0.69 0.69 0.69 0.69
Personal Equity £29,996 £29,996 £32,684 £35,510 £38,481 £41,603 £44,885 £48,335 £51,961 £55,774 £59,781 £63,993
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£2,257) £431 £3,257 £6,227 £9,349 £12,631 £16,081 £19,708 £23,520 £27,527 £31,739
Return on Investment %   (7.53%) 1.44% 10.86% 20.76% 31.17% 42.11% 53.61% 65.70% 78.41% 91.77% 105.81%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£2,257) £422 £3,128 £5,861 £8,624 £11,418 £14,246 £17,109 £20,010 £22,951 £25,933
Real Return on Investment %   (7.53%) 1.41% 10.43% 19.54% 28.75% 38.06% 47.49% 57.04% 66.71% 76.51% 86.45%