ML6 Airdrie, Calderbank, Caldercruix, Chapelhall, Forrestfield, Gartness, Glenmavis, Greengairs, Plains, Riggend, Stand, Wattston cash flow analysis

Customise this data

Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £100,514
Input Equity (£25,129)
Total Input Equity (£25,129)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £100,514 £100,514 £100,514 £100,514 £100,514 £100,514 £100,514 £100,514 £100,514 £100,514 £100,514 £100,514
Finance Amount £75,386 £75,386 £73,134 £70,766 £68,278 £65,662 £62,913 £60,023 £56,985 £53,791 £50,435 £46,906
Monthly Mortgage   (£498) (£498) (£498) (£498) (£498) (£498) (£498) (£498) (£498) (£498) (£498)
Monthly Rental   £476 £476 £476 £476 £476 £476 £476 £476 £476 £476 £476
Yield to Purchase Price %   5.69% 5.69% 5.69% 5.69% 5.69% 5.69% 5.69% 5.69% 5.69% 5.69% 5.69%
Yield to Property Value %   5.69% 5.69% 5.69% 5.69% 5.69% 5.69% 5.69% 5.69% 5.69% 5.69% 5.69%
Gross Monthly Cashflow   (£21) (£21) (£21) (£21) (£21) (£21) (£21) (£21) (£21) (£21) (£21)
Gross Annual Cashflow   (£255) (£255) (£255) (£255) (£255) (£255) (£255) (£255) (£255) (£255) (£255)
Gross Annual Expenses                        
Annual Management Expenses   (£320) (£320) (£320) (£320) (£320) (£320) (£320) (£320) (£320) (£320) (£320)
Gross Annual Cashflow less Expenses   (£541) (£541) (£541) (£541) (£541) (£541) (£541) (£541) (£541) (£541) (£541)
Vacancy Expenses                        
Net Annual Cashflow   (£541) (£541) (£541) (£541) (£541) (£541) (£541) (£541) (£541) (£541) (£541)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£541) (£541) (£541) (£541) (£541) (£541) (£541) (£541) (£541) (£541) (£541)
Net Yield %   (0.54%) (0.54%) (0.54%) (0.54%) (0.54%) (0.54%) (0.54%) (0.54%) (0.54%) (0.54%) (0.54%)
Debt Coverage Ratio (1:x)   0.91 0.91 0.91 0.91 0.91 0.91 0.91 0.91 0.91 0.91 0.91
Personal Equity £25,129 £25,129 £27,381 £29,748 £32,236 £34,852 £37,601 £40,491 £43,529 £46,723 £50,079 £53,608
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£575) £1,677 £4,044 £6,532 £9,148 £11,898 £14,788 £17,826 £21,019 £24,376 £27,904
Return on Investment %   (2.29%) 6.67% 16.09% 26.00% 36.41% 47.35% 58.85% 70.94% 83.65% 97.01% 111.05%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£575) £1,643 £3,884 £6,148 £8,438 £10,754 £13,100 £15,475 £17,882 £20,323 £22,800
Real Return on Investment %   (2.29%) 6.54% 15.46% 24.47% 33.58% 42.80% 52.13% 61.58% 71.16% 80.88% 90.73%