MK6 Ashland, Beanhill, Bleak Hall, Coffee Hall, Eaglestone, Fishermead, Great Woolstone, Leadenhall, Little Woolstone, Middleton/Milton Keynes Village, Netherfield, Oldbrook, Peartree Bridge, Redmoor, Springfield, Tinkers Bridge, Woughton on the Green, Wought cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £212,145
Input Equity (£53,036)
Total Input Equity (£53,036)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £212,145 £212,145 £212,145 £212,145 £212,145 £212,145 £212,145 £212,145 £212,145 £212,145 £212,145 £212,145
Finance Amount £159,109 £159,109 £154,356 £149,359 £144,108 £138,587 £132,784 £126,684 £120,272 £113,532 £106,447 £99,000
Monthly Mortgage   (£1,050) (£1,050) (£1,050) (£1,050) (£1,050) (£1,050) (£1,050) (£1,050) (£1,050) (£1,050) (£1,050)
Monthly Rental   £991 £991 £991 £991 £991 £991 £991 £991 £991 £991 £991
Yield to Purchase Price %   5.61% 5.61% 5.61% 5.61% 5.61% 5.61% 5.61% 5.61% 5.61% 5.61% 5.61%
Yield to Property Value %   5.61% 5.61% 5.61% 5.61% 5.61% 5.61% 5.61% 5.61% 5.61% 5.61% 5.61%
Gross Monthly Cashflow   (£59) (£59) (£59) (£59) (£59) (£59) (£59) (£59) (£59) (£59) (£59)
Gross Annual Cashflow   (£707) (£707) (£707) (£707) (£707) (£707) (£707) (£707) (£707) (£707) (£707)
Gross Annual Expenses                        
Annual Management Expenses   (£666) (£666) (£666) (£666) (£666) (£666) (£666) (£666) (£666) (£666) (£666)
Gross Annual Cashflow less Expenses   (£1,301) (£1,301) (£1,301) (£1,301) (£1,301) (£1,301) (£1,301) (£1,301) (£1,301) (£1,301) (£1,301)
Vacancy Expenses                        
Net Annual Cashflow   (£1,301) (£1,301) (£1,301) (£1,301) (£1,301) (£1,301) (£1,301) (£1,301) (£1,301) (£1,301) (£1,301)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£1,301) (£1,301) (£1,301) (£1,301) (£1,301) (£1,301) (£1,301) (£1,301) (£1,301) (£1,301) (£1,301)
Net Yield %   (0.61%) (0.61%) (0.61%) (0.61%) (0.61%) (0.61%) (0.61%) (0.61%) (0.61%) (0.61%) (0.61%)
Debt Coverage Ratio (1:x)   0.90 0.90 0.90 0.90 0.90 0.90 0.90 0.90 0.90 0.90 0.90
Personal Equity £53,036 £53,036 £57,789 £62,786 £68,037 £73,558 £79,361 £85,461 £91,873 £98,613 £105,698 £113,145
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£1,373) £3,380 £8,377 £13,628 £19,149 £24,952 £31,052 £37,464 £44,204 £51,289 £58,736
Return on Investment %   (2.59%) 6.37% 15.79% 25.70% 36.11% 47.05% 58.55% 70.64% 83.35% 96.71% 110.75%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£1,373) £3,313 £8,045 £12,827 £17,662 £22,555 £27,507 £32,523 £37,607 £42,762 £47,992
Real Return on Investment %   (2.59%) 6.25% 15.17% 24.19% 33.30% 42.53% 51.86% 61.32% 70.91% 80.63% 90.49%