MK5 Crownhill, Elfield Park, Grange Farm, Oakhill, Knowlhill, Loughton, Medbourne, Shenley Brook End, Shenley Church End, Shenley Lodge, Shenley Wood cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £216,410
Input Equity (£54,103)
Total Input Equity (£54,103)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £216,410 £216,410 £216,410 £216,410 £216,410 £216,410 £216,410 £216,410 £216,410 £216,410 £216,410 £216,410
Finance Amount £162,308 £162,308 £157,459 £152,362 £147,005 £141,373 £135,454 £129,231 £122,690 £115,815 £108,587 £100,990
Monthly Mortgage   (£1,071) (£1,071) (£1,071) (£1,071) (£1,071) (£1,071) (£1,071) (£1,071) (£1,071) (£1,071) (£1,071)
Monthly Rental   £1,011 £1,011 £1,011 £1,011 £1,011 £1,011 £1,011 £1,011 £1,011 £1,011 £1,011
Yield to Purchase Price %   5.61% 5.61% 5.61% 5.61% 5.61% 5.61% 5.61% 5.61% 5.61% 5.61% 5.61%
Yield to Property Value %   5.61% 5.61% 5.61% 5.61% 5.61% 5.61% 5.61% 5.61% 5.61% 5.61% 5.61%
Gross Monthly Cashflow   (£60) (£60) (£60) (£60) (£60) (£60) (£60) (£60) (£60) (£60) (£60)
Gross Annual Cashflow   (£721) (£721) (£721) (£721) (£721) (£721) (£721) (£721) (£721) (£721) (£721)
Gross Annual Expenses                        
Annual Management Expenses   (£679) (£679) (£679) (£679) (£679) (£679) (£679) (£679) (£679) (£679) (£679)
Gross Annual Cashflow less Expenses   (£1,328) (£1,328) (£1,328) (£1,328) (£1,328) (£1,328) (£1,328) (£1,328) (£1,328) (£1,328) (£1,328)
Vacancy Expenses                        
Net Annual Cashflow   (£1,328) (£1,328) (£1,328) (£1,328) (£1,328) (£1,328) (£1,328) (£1,328) (£1,328) (£1,328) (£1,328)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£1,328) (£1,328) (£1,328) (£1,328) (£1,328) (£1,328) (£1,328) (£1,328) (£1,328) (£1,328) (£1,328)
Net Yield %   (0.61%) (0.61%) (0.61%) (0.61%) (0.61%) (0.61%) (0.61%) (0.61%) (0.61%) (0.61%) (0.61%)
Debt Coverage Ratio (1:x)   0.90 0.90 0.90 0.90 0.90 0.90 0.90 0.90 0.90 0.90 0.90
Personal Equity £54,103 £54,103 £58,951 £64,048 £69,405 £75,037 £80,957 £87,179 £93,720 £100,595 £107,823 £115,420
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£1,401) £3,448 £8,545 £13,902 £19,534 £25,453 £31,676 £38,217 £45,092 £52,320 £59,917
Return on Investment %   (2.59%) 6.37% 15.79% 25.70% 36.10% 47.05% 58.55% 70.64% 83.35% 96.70% 110.75%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£1,401) £3,379 £8,206 £13,085 £18,017 £23,008 £28,060 £33,177 £38,363 £43,621 £48,956
Real Return on Investment %   (2.59%) 6.25% 15.17% 24.18% 33.30% 42.53% 51.86% 61.32% 70.91% 80.63% 90.49%