MK4 Emerson Valley, Furzton, Kingsmead, Shenley Brook End, Snelshall West, Tattenhoe, Tattenhoe Park, Westcroft, Whaddon, Woodhill cash flow analysis

Customise this data

Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £239,316
Input Equity (£59,829)
Total Input Equity (£59,829)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £239,316 £239,316 £239,316 £239,316 £239,316 £239,316 £239,316 £239,316 £239,316 £239,316 £239,316 £239,316
Finance Amount £179,487 £179,487 £174,125 £168,489 £162,564 £156,337 £149,791 £142,909 £135,676 £128,073 £120,081 £111,680
Monthly Mortgage   (£1,185) (£1,185) (£1,185) (£1,185) (£1,185) (£1,185) (£1,185) (£1,185) (£1,185) (£1,185) (£1,185)
Monthly Rental   £929 £929 £929 £929 £929 £929 £929 £929 £929 £929 £929
Yield to Purchase Price %   4.66% 4.66% 4.66% 4.66% 4.66% 4.66% 4.66% 4.66% 4.66% 4.66% 4.66%
Yield to Property Value %   4.66% 4.66% 4.66% 4.66% 4.66% 4.66% 4.66% 4.66% 4.66% 4.66% 4.66%
Gross Monthly Cashflow   (£256) (£256) (£256) (£256) (£256) (£256) (£256) (£256) (£256) (£256) (£256)
Gross Annual Cashflow   (£3,069) (£3,069) (£3,069) (£3,069) (£3,069) (£3,069) (£3,069) (£3,069) (£3,069) (£3,069) (£3,069)
Gross Annual Expenses                        
Annual Management Expenses   (£624) (£624) (£624) (£624) (£624) (£624) (£624) (£624) (£624) (£624) (£624)
Gross Annual Cashflow less Expenses   (£3,627) (£3,627) (£3,627) (£3,627) (£3,627) (£3,627) (£3,627) (£3,627) (£3,627) (£3,627) (£3,627)
Vacancy Expenses                        
Net Annual Cashflow   (£3,627) (£3,627) (£3,627) (£3,627) (£3,627) (£3,627) (£3,627) (£3,627) (£3,627) (£3,627) (£3,627)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£3,627) (£3,627) (£3,627) (£3,627) (£3,627) (£3,627) (£3,627) (£3,627) (£3,627) (£3,627) (£3,627)
Net Yield %   (1.52%) (1.52%) (1.52%) (1.52%) (1.52%) (1.52%) (1.52%) (1.52%) (1.52%) (1.52%) (1.52%)
Debt Coverage Ratio (1:x)   0.74 0.74 0.74 0.74 0.74 0.74 0.74 0.74 0.74 0.74 0.74
Personal Equity £59,829 £59,829 £65,191 £70,827 £76,752 £82,979 £89,525 £96,407 £103,640 £111,243 £119,235 £127,636
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£3,693) £1,668 £7,305 £13,229 £19,457 £26,003 £32,884 £40,117 £47,721 £55,713 £64,114
Return on Investment %   (6.17%) 2.79% 12.21% 22.11% 32.52% 43.46% 54.96% 67.05% 79.76% 93.12% 107.16%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£3,693) £1,635 £7,015 £12,451 £17,946 £23,505 £29,130 £34,827 £40,599 £46,450 £52,386
Real Return on Investment %   (6.17%) 2.73% 11.73% 20.81% 30.00% 39.29% 48.69% 58.21% 67.86% 77.64% 87.56%