MK17 Aspley Guise, Battlesden, Bow Brickhill, Drayton Parslow, Eversholt, Great Brickhill, Great Horwood, Hulcote, Little Brickhill, Little Horwood, Milton Bryan, Mursley, Nash, Newton Longville, Potsgrove, Salford, Stoke Hammond, Swanbourne, Thornton, Tingrit cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £343,750
Input Equity (£85,938)
Total Input Equity (£85,938)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £343,750 £343,750 £343,750 £343,750 £343,750 £343,750 £343,750 £343,750 £343,750 £343,750 £343,750 £343,750
Finance Amount £257,813 £257,813 £250,111 £242,015 £233,505 £224,560 £215,157 £205,273 £194,883 £183,962 £172,482 £160,415
Monthly Mortgage   (£1,701) (£1,701) (£1,701) (£1,701) (£1,701) (£1,701) (£1,701) (£1,701) (£1,701) (£1,701) (£1,701)
Monthly Rental   £1,113 £1,113 £1,113 £1,113 £1,113 £1,113 £1,113 £1,113 £1,113 £1,113 £1,113
Yield to Purchase Price %   3.89% 3.89% 3.89% 3.89% 3.89% 3.89% 3.89% 3.89% 3.89% 3.89% 3.89%
Yield to Property Value %   3.89% 3.89% 3.89% 3.89% 3.89% 3.89% 3.89% 3.89% 3.89% 3.89% 3.89%
Gross Monthly Cashflow   (£588) (£588) (£588) (£588) (£588) (£588) (£588) (£588) (£588) (£588) (£588)
Gross Annual Cashflow   (£7,061) (£7,061) (£7,061) (£7,061) (£7,061) (£7,061) (£7,061) (£7,061) (£7,061) (£7,061) (£7,061)
Gross Annual Expenses                        
Annual Management Expenses   (£748) (£748) (£748) (£748) (£748) (£748) (£748) (£748) (£748) (£748) (£748)
Gross Annual Cashflow less Expenses   (£7,729) (£7,729) (£7,729) (£7,729) (£7,729) (£7,729) (£7,729) (£7,729) (£7,729) (£7,729) (£7,729)
Vacancy Expenses                        
Net Annual Cashflow   (£7,729) (£7,729) (£7,729) (£7,729) (£7,729) (£7,729) (£7,729) (£7,729) (£7,729) (£7,729) (£7,729)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£7,729) (£7,729) (£7,729) (£7,729) (£7,729) (£7,729) (£7,729) (£7,729) (£7,729) (£7,729) (£7,729)
Net Yield %   (2.25%) (2.25%) (2.25%) (2.25%) (2.25%) (2.25%) (2.25%) (2.25%) (2.25%) (2.25%) (2.25%)
Debt Coverage Ratio (1:x)   0.62 0.62 0.62 0.62 0.62 0.62 0.62 0.62 0.62 0.62 0.62
Personal Equity £85,938 £85,938 £93,639 £101,735 £110,245 £119,190 £128,593 £138,477 £148,867 £159,788 £171,268 £183,335
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£7,809) (£107) £7,989 £16,498 £25,444 £34,847 £44,731 £55,120 £66,042 £77,522 £89,589
Return on Investment %   (9.09%) (0.12%) 9.30% 19.20% 29.61% 40.55% 52.05% 64.14% 76.85% 90.21% 104.25%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£7,809) (£105) £7,672 £15,528 £23,469 £31,499 £39,624 £47,851 £56,186 £64,633 £73,201
Real Return on Investment %   (9.09%) (0.12%) 8.93% 18.07% 27.31% 36.65% 46.11% 55.68% 65.38% 75.21% 85.18%