MK15 Bolbeck Park, Downhead Park, Fox Milne, Newlands, Pennyland, Pineham, Northfield, Tongwell, Willen Park, Willen, Willen Lake cash flow analysis

Customise this data

Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £230,968
Input Equity (£57,742)
Total Input Equity (£57,742)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £230,968 £230,968 £230,968 £230,968 £230,968 £230,968 £230,968 £230,968 £230,968 £230,968 £230,968 £230,968
Finance Amount £173,226 £173,226 £168,051 £162,612 £156,894 £150,883 £144,566 £137,924 £130,944 £123,605 £115,892 £107,784
Monthly Mortgage   (£1,143) (£1,143) (£1,143) (£1,143) (£1,143) (£1,143) (£1,143) (£1,143) (£1,143) (£1,143) (£1,143)
Monthly Rental   £998 £998 £998 £998 £998 £998 £998 £998 £998 £998 £998
Yield to Purchase Price %   5.19% 5.19% 5.19% 5.19% 5.19% 5.19% 5.19% 5.19% 5.19% 5.19% 5.19%
Yield to Property Value %   5.19% 5.19% 5.19% 5.19% 5.19% 5.19% 5.19% 5.19% 5.19% 5.19% 5.19%
Gross Monthly Cashflow   (£145) (£145) (£145) (£145) (£145) (£145) (£145) (£145) (£145) (£145) (£145)
Gross Annual Cashflow   (£1,739) (£1,739) (£1,739) (£1,739) (£1,739) (£1,739) (£1,739) (£1,739) (£1,739) (£1,739) (£1,739)
Gross Annual Expenses                        
Annual Management Expenses   (£671) (£671) (£671) (£671) (£671) (£671) (£671) (£671) (£671) (£671) (£671)
Gross Annual Cashflow less Expenses   (£2,338) (£2,338) (£2,338) (£2,338) (£2,338) (£2,338) (£2,338) (£2,338) (£2,338) (£2,338) (£2,338)
Vacancy Expenses                        
Net Annual Cashflow   (£2,338) (£2,338) (£2,338) (£2,338) (£2,338) (£2,338) (£2,338) (£2,338) (£2,338) (£2,338) (£2,338)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£2,338) (£2,338) (£2,338) (£2,338) (£2,338) (£2,338) (£2,338) (£2,338) (£2,338) (£2,338) (£2,338)
Net Yield %   (1.01%) (1.01%) (1.01%) (1.01%) (1.01%) (1.01%) (1.01%) (1.01%) (1.01%) (1.01%) (1.01%)
Debt Coverage Ratio (1:x)   0.83 0.83 0.83 0.83 0.83 0.83 0.83 0.83 0.83 0.83 0.83
Personal Equity £57,742 £57,742 £62,917 £68,356 £74,074 £80,085 £86,402 £93,044 £100,025 £107,363 £115,076 £123,184
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£2,410) £2,765 £8,204 £13,922 £19,933 £26,250 £32,892 £39,872 £47,210 £54,924 £63,032
Return on Investment %   (4.17%) 4.79% 14.21% 24.11% 34.52% 45.46% 56.96% 69.05% 81.76% 95.12% 109.16%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£2,410) £2,709 £7,879 £13,103 £18,385 £23,728 £29,137 £34,614 £40,165 £45,793 £51,502
Real Return on Investment %   (4.17%) 4.69% 13.65% 22.69% 31.84% 41.09% 50.46% 59.95% 69.56% 79.31% 89.19%