ME8 Rainham cash flow analysis

Customise this data

Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £280,529
Input Equity (£70,132)
Total Input Equity (£70,132)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £280,529 £280,529 £280,529 £280,529 £280,529 £280,529 £280,529 £280,529 £280,529 £280,529 £280,529 £280,529
Finance Amount £210,397 £210,397 £204,112 £197,505 £190,560 £183,260 £175,586 £167,520 £159,041 £150,129 £140,760 £130,912
Monthly Mortgage   (£1,389) (£1,389) (£1,389) (£1,389) (£1,389) (£1,389) (£1,389) (£1,389) (£1,389) (£1,389) (£1,389)
Monthly Rental   £815 £815 £815 £815 £815 £815 £815 £815 £815 £815 £815
Yield to Purchase Price %   3.49% 3.49% 3.49% 3.49% 3.49% 3.49% 3.49% 3.49% 3.49% 3.49% 3.49%
Yield to Property Value %   3.49% 3.49% 3.49% 3.49% 3.49% 3.49% 3.49% 3.49% 3.49% 3.49% 3.49%
Gross Monthly Cashflow   (£574) (£574) (£574) (£574) (£574) (£574) (£574) (£574) (£574) (£574) (£574)
Gross Annual Cashflow   (£6,883) (£6,883) (£6,883) (£6,883) (£6,883) (£6,883) (£6,883) (£6,883) (£6,883) (£6,883) (£6,883)
Gross Annual Expenses                        
Annual Management Expenses   (£548) (£548) (£548) (£548) (£548) (£548) (£548) (£548) (£548) (£548) (£548)
Gross Annual Cashflow less Expenses   (£7,372) (£7,372) (£7,372) (£7,372) (£7,372) (£7,372) (£7,372) (£7,372) (£7,372) (£7,372) (£7,372)
Vacancy Expenses                        
Net Annual Cashflow   (£7,372) (£7,372) (£7,372) (£7,372) (£7,372) (£7,372) (£7,372) (£7,372) (£7,372) (£7,372) (£7,372)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£7,372) (£7,372) (£7,372) (£7,372) (£7,372) (£7,372) (£7,372) (£7,372) (£7,372) (£7,372) (£7,372)
Net Yield %   (2.63%) (2.63%) (2.63%) (2.63%) (2.63%) (2.63%) (2.63%) (2.63%) (2.63%) (2.63%) (2.63%)
Debt Coverage Ratio (1:x)   0.56 0.56 0.56 0.56 0.56 0.56 0.56 0.56 0.56 0.56 0.56
Personal Equity £70,132 £70,132 £76,417 £83,024 £89,969 £97,269 £104,943 £113,009 £121,488 £130,400 £139,769 £149,617
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£7,430) (£1,145) £5,462 £12,407 £19,707 £27,380 £35,446 £43,925 £52,838 £62,207 £72,054
Return on Investment %   (10.59%) (1.63%) 7.79% 17.69% 28.10% 39.04% 50.54% 62.63% 75.34% 88.70% 102.74%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£7,430) (£1,122) £5,245 £11,677 £18,177 £24,750 £31,400 £38,133 £44,953 £51,865 £58,874
Real Return on Investment %   (10.59%) (1.60%) 7.48% 16.65% 25.92% 35.29% 44.77% 54.37% 64.10% 73.95% 83.95%