ME6 Snodland, West Malling cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £317,744
Input Equity (£79,436)
Total Input Equity (£79,436)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £317,744 £317,744 £317,744 £317,744 £317,744 £317,744 £317,744 £317,744 £317,744 £317,744 £317,744 £317,744
Finance Amount £238,308 £238,308 £231,189 £223,706 £215,840 £207,571 £198,880 £189,743 £180,140 £170,045 £159,433 £148,279
Monthly Mortgage   (£1,573) (£1,573) (£1,573) (£1,573) (£1,573) (£1,573) (£1,573) (£1,573) (£1,573) (£1,573) (£1,573)
Monthly Rental   £924 £924 £924 £924 £924 £924 £924 £924 £924 £924 £924
Yield to Purchase Price %   3.49% 3.49% 3.49% 3.49% 3.49% 3.49% 3.49% 3.49% 3.49% 3.49% 3.49%
Yield to Property Value %   3.49% 3.49% 3.49% 3.49% 3.49% 3.49% 3.49% 3.49% 3.49% 3.49% 3.49%
Gross Monthly Cashflow   (£649) (£649) (£649) (£649) (£649) (£649) (£649) (£649) (£649) (£649) (£649)
Gross Annual Cashflow   (£7,785) (£7,785) (£7,785) (£7,785) (£7,785) (£7,785) (£7,785) (£7,785) (£7,785) (£7,785) (£7,785)
Gross Annual Expenses                        
Annual Management Expenses   (£621) (£621) (£621) (£621) (£621) (£621) (£621) (£621) (£621) (£621) (£621)
Gross Annual Cashflow less Expenses   (£8,340) (£8,340) (£8,340) (£8,340) (£8,340) (£8,340) (£8,340) (£8,340) (£8,340) (£8,340) (£8,340)
Vacancy Expenses                        
Net Annual Cashflow   (£8,340) (£8,340) (£8,340) (£8,340) (£8,340) (£8,340) (£8,340) (£8,340) (£8,340) (£8,340) (£8,340)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£8,340) (£8,340) (£8,340) (£8,340) (£8,340) (£8,340) (£8,340) (£8,340) (£8,340) (£8,340) (£8,340)
Net Yield %   (2.62%) (2.62%) (2.62%) (2.62%) (2.62%) (2.62%) (2.62%) (2.62%) (2.62%) (2.62%) (2.62%)
Debt Coverage Ratio (1:x)   0.56 0.56 0.56 0.56 0.56 0.56 0.56 0.56 0.56 0.56 0.56
Personal Equity £79,436 £79,436 £86,555 £94,038 £101,904 £110,173 £118,864 £128,001 £137,604 £147,699 £158,311 £169,465
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£8,406) (£1,287) £6,196 £14,062 £22,330 £31,022 £40,158 £49,762 £59,857 £70,468 £81,623
Return on Investment %   (10.58%) (1.62%) 7.80% 17.70% 28.11% 39.05% 50.55% 62.64% 75.35% 88.71% 102.75%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£8,406) (£1,262) £5,951 £13,235 £20,597 £28,041 £35,574 £43,200 £50,924 £58,753 £66,692
Real Return on Investment %   (10.58%) (1.59%) 7.49% 16.66% 25.93% 35.30% 44.78% 54.38% 64.11% 73.96% 83.96%