ME18 Maidstone cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £480,228
Input Equity (£120,057)
Total Input Equity (£120,057)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £480,228 £480,228 £480,228 £480,228 £480,228 £480,228 £480,228 £480,228 £480,228 £480,228 £480,228 £480,228
Finance Amount £360,171 £360,171 £349,412 £338,102 £326,213 £313,716 £300,580 £286,772 £272,257 £257,000 £240,962 £224,104
Monthly Mortgage   (£2,377) (£2,377) (£2,377) (£2,377) (£2,377) (£2,377) (£2,377) (£2,377) (£2,377) (£2,377) (£2,377)
Monthly Rental   £1,630 £1,630 £1,630 £1,630 £1,630 £1,630 £1,630 £1,630 £1,630 £1,630 £1,630
Yield to Purchase Price %   4.07% 4.07% 4.07% 4.07% 4.07% 4.07% 4.07% 4.07% 4.07% 4.07% 4.07%
Yield to Property Value %   4.07% 4.07% 4.07% 4.07% 4.07% 4.07% 4.07% 4.07% 4.07% 4.07% 4.07%
Gross Monthly Cashflow   (£747) (£747) (£747) (£747) (£747) (£747) (£747) (£747) (£747) (£747) (£747)
Gross Annual Cashflow   (£8,966) (£8,966) (£8,966) (£8,966) (£8,966) (£8,966) (£8,966) (£8,966) (£8,966) (£8,966) (£8,966)
Gross Annual Expenses                        
Annual Management Expenses   (£1,095) (£1,095) (£1,095) (£1,095) (£1,095) (£1,095) (£1,095) (£1,095) (£1,095) (£1,095) (£1,095)
Gross Annual Cashflow less Expenses   (£9,944) (£9,944) (£9,944) (£9,944) (£9,944) (£9,944) (£9,944) (£9,944) (£9,944) (£9,944) (£9,944)
Vacancy Expenses                        
Net Annual Cashflow   (£9,944) (£9,944) (£9,944) (£9,944) (£9,944) (£9,944) (£9,944) (£9,944) (£9,944) (£9,944) (£9,944)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£9,944) (£9,944) (£9,944) (£9,944) (£9,944) (£9,944) (£9,944) (£9,944) (£9,944) (£9,944) (£9,944)
Net Yield %   (2.07%) (2.07%) (2.07%) (2.07%) (2.07%) (2.07%) (2.07%) (2.07%) (2.07%) (2.07%) (2.07%)
Debt Coverage Ratio (1:x)   0.65 0.65 0.65 0.65 0.65 0.65 0.65 0.65 0.65 0.65 0.65
Personal Equity £120,057 £120,057 £130,816 £142,126 £154,015 £166,512 £179,648 £193,456 £207,971 £223,228 £239,266 £256,124
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£10,061) £698 £12,008 £23,897 £36,393 £49,529 £63,338 £77,852 £93,110 £109,147 £126,006
Return on Investment %   (8.38%) 0.58% 10.00% 19.90% 30.31% 41.25% 52.76% 64.85% 77.55% 90.91% 104.95%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£10,061) £684 £11,532 £22,491 £33,568 £44,771 £56,107 £67,586 £79,214 £91,001 £102,956
Real Return on Investment %   (8.38%) 0.57% 9.61% 18.73% 27.96% 37.29% 46.73% 56.29% 65.98% 75.80% 85.76%