ME16 Barming, West Maidstone cash flow analysis

Customise this data

Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £272,816
Input Equity (£68,204)
Total Input Equity (£68,204)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £272,816 £272,816 £272,816 £272,816 £272,816 £272,816 £272,816 £272,816 £272,816 £272,816 £272,816 £272,816
Finance Amount £204,612 £204,612 £198,500 £192,074 £185,321 £178,221 £170,759 £162,914 £154,669 £146,001 £136,890 £127,313
Monthly Mortgage   (£1,350) (£1,350) (£1,350) (£1,350) (£1,350) (£1,350) (£1,350) (£1,350) (£1,350) (£1,350) (£1,350)
Monthly Rental   £888 £888 £888 £888 £888 £888 £888 £888 £888 £888 £888
Yield to Purchase Price %   3.91% 3.91% 3.91% 3.91% 3.91% 3.91% 3.91% 3.91% 3.91% 3.91% 3.91%
Yield to Property Value %   3.91% 3.91% 3.91% 3.91% 3.91% 3.91% 3.91% 3.91% 3.91% 3.91% 3.91%
Gross Monthly Cashflow   (£462) (£462) (£462) (£462) (£462) (£462) (£462) (£462) (£462) (£462) (£462)
Gross Annual Cashflow   (£5,546) (£5,546) (£5,546) (£5,546) (£5,546) (£5,546) (£5,546) (£5,546) (£5,546) (£5,546) (£5,546)
Gross Annual Expenses                        
Annual Management Expenses   (£597) (£597) (£597) (£597) (£597) (£597) (£597) (£597) (£597) (£597) (£597)
Gross Annual Cashflow less Expenses   (£6,079) (£6,079) (£6,079) (£6,079) (£6,079) (£6,079) (£6,079) (£6,079) (£6,079) (£6,079) (£6,079)
Vacancy Expenses                        
Net Annual Cashflow   (£6,079) (£6,079) (£6,079) (£6,079) (£6,079) (£6,079) (£6,079) (£6,079) (£6,079) (£6,079) (£6,079)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£6,079) (£6,079) (£6,079) (£6,079) (£6,079) (£6,079) (£6,079) (£6,079) (£6,079) (£6,079) (£6,079)
Net Yield %   (2.23%) (2.23%) (2.23%) (2.23%) (2.23%) (2.23%) (2.23%) (2.23%) (2.23%) (2.23%) (2.23%)
Debt Coverage Ratio (1:x)   0.62 0.62 0.62 0.62 0.62 0.62 0.62 0.62 0.62 0.62 0.62
Personal Equity £68,204 £68,204 £74,316 £80,742 £87,495 £94,595 £102,057 £109,902 £118,147 £126,815 £135,926 £145,503
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£6,143) (£31) £6,395 £13,148 £20,248 £27,710 £35,555 £43,800 £52,468 £61,579 £71,156
Return on Investment %   (9.01%) (0.04%) 9.38% 19.28% 29.69% 40.63% 52.13% 64.22% 76.93% 90.29% 104.33%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£6,143) (£30) £6,141 £12,375 £18,676 £25,048 £31,496 £38,024 £44,638 £51,341 £58,140
Real Return on Investment %   (9.01%) (0.04%) 9.00% 18.14% 27.38% 36.73% 46.18% 55.75% 65.45% 75.28% 85.24%