ME15 Bearsted, Downswood, Shepway, Senacre, Maidstone Town Centre, Loose, Mangravet, Parkwood cash flow analysis

Customise this data

Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £351,988
Input Equity (£87,997)
Total Input Equity (£87,997)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £351,988 £351,988 £351,988 £351,988 £351,988 £351,988 £351,988 £351,988 £351,988 £351,988 £351,988 £351,988
Finance Amount £263,991 £263,991 £256,105 £247,815 £239,101 £229,942 £220,313 £210,192 £199,554 £188,371 £176,616 £164,259
Monthly Mortgage   (£1,742) (£1,742) (£1,742) (£1,742) (£1,742) (£1,742) (£1,742) (£1,742) (£1,742) (£1,742) (£1,742)
Monthly Rental   £1,005 £1,005 £1,005 £1,005 £1,005 £1,005 £1,005 £1,005 £1,005 £1,005 £1,005
Yield to Purchase Price %   3.43% 3.43% 3.43% 3.43% 3.43% 3.43% 3.43% 3.43% 3.43% 3.43% 3.43%
Yield to Property Value %   3.43% 3.43% 3.43% 3.43% 3.43% 3.43% 3.43% 3.43% 3.43% 3.43% 3.43%
Gross Monthly Cashflow   (£737) (£737) (£737) (£737) (£737) (£737) (£737) (£737) (£737) (£737) (£737)
Gross Annual Cashflow   (£8,846) (£8,846) (£8,846) (£8,846) (£8,846) (£8,846) (£8,846) (£8,846) (£8,846) (£8,846) (£8,846)
Gross Annual Expenses                        
Annual Management Expenses   (£675) (£675) (£675) (£675) (£675) (£675) (£675) (£675) (£675) (£675) (£675)
Gross Annual Cashflow less Expenses   (£9,449) (£9,449) (£9,449) (£9,449) (£9,449) (£9,449) (£9,449) (£9,449) (£9,449) (£9,449) (£9,449)
Vacancy Expenses                        
Net Annual Cashflow   (£9,449) (£9,449) (£9,449) (£9,449) (£9,449) (£9,449) (£9,449) (£9,449) (£9,449) (£9,449) (£9,449)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£9,449) (£9,449) (£9,449) (£9,449) (£9,449) (£9,449) (£9,449) (£9,449) (£9,449) (£9,449) (£9,449)
Net Yield %   (2.68%) (2.68%) (2.68%) (2.68%) (2.68%) (2.68%) (2.68%) (2.68%) (2.68%) (2.68%) (2.68%)
Debt Coverage Ratio (1:x)   0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55 0.55
Personal Equity £87,997 £87,997 £95,883 £104,173 £112,887 £122,046 £131,675 £141,796 £152,434 £163,617 £175,372 £187,729
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£9,521) (£1,635) £6,655 £15,368 £24,528 £34,156 £44,277 £54,916 £66,099 £77,854 £90,210
Return on Investment %   (10.82%) (1.86%) 7.56% 17.46% 27.87% 38.82% 50.32% 62.41% 75.11% 88.47% 102.52%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£9,521) (£1,602) £6,391 £14,465 £22,624 £30,875 £39,223 £47,674 £56,234 £64,911 £73,708
Real Return on Investment %   (10.82%) (1.82%) 7.26% 16.44% 25.71% 35.09% 44.57% 54.18% 63.90% 73.76% 83.76%