M6 Claremont, Irlams O' Th' Height, Charlestown, Whitlane cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £124,442
Input Equity (£31,111)
Input Equity FX (£31,111)
Total Input Equity (£31,111)
Total Input Equity FX (£31,111)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £124,442 £124,442 £124,442 £124,442 £124,442 £124,442 £124,442 £124,442 £124,442 £124,442 £124,442 £124,442
Finance Amount £93,332 £93,332 £90,543 £87,613 £84,532 £81,294 £77,890 £74,312 £70,550 £66,597 £62,441 £58,072
Monthly Mortgage   (£616) (£616) (£616) (£616) (£616) (£616) (£616) (£616) (£616) (£616) (£616)
Monthly Rental   £571 £571 £571 £571 £571 £571 £571 £571 £571 £571 £571
Yield to Purchase Price %   5.50% 5.50% 5.50% 5.50% 5.50% 5.50% 5.50% 5.50% 5.50% 5.50% 5.50%
Yield to Property Value %   5.50% 5.50% 5.50% 5.50% 5.50% 5.50% 5.50% 5.50% 5.50% 5.50% 5.50%
Gross Monthly Cashflow   (£45) (£45) (£45) (£45) (£45) (£45) (£45) (£45) (£45) (£45) (£45)
Gross Annual Cashflow   (£544) (£544) (£544) (£544) (£544) (£544) (£544) (£544) (£544) (£544) (£544)
Gross Annual Expenses                        
Annual Management Expenses   (£383) (£383) (£383) (£383) (£383) (£383) (£383) (£383) (£383) (£383) (£383)
Gross Annual Cashflow less Expenses   (£886) (£886) (£886) (£886) (£886) (£886) (£886) (£886) (£886) (£886) (£886)
Vacancy Expenses                        
Net Annual Cashflow   (£886) (£886) (£886) (£886) (£886) (£886) (£886) (£886) (£886) (£886) (£886)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£886) (£886) (£886) (£886) (£886) (£886) (£886) (£886) (£886) (£886) (£886)
Net Yield %   (0.71%) (0.71%) (0.71%) (0.71%) (0.71%) (0.71%) (0.71%) (0.71%) (0.71%) (0.71%) (0.71%)
Debt Coverage Ratio (1:x)   0.88 0.88 0.88 0.88 0.88 0.88 0.88 0.88 0.88 0.88 0.88
Personal Equity £31,111 £31,111 £33,899 £36,829 £39,910 £43,148 £46,552 £50,130 £53,892 £57,845 £62,001 £66,370
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£927) £1,861 £4,792 £7,872 £11,111 £14,515 £18,093 £21,854 £25,808 £29,963 £34,332
Return on Investment %   (2.98%) 5.98% 15.40% 25.30% 35.71% 46.65% 58.16% 70.25% 82.95% 96.31% 110.35%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£927) £1,824 £4,602 £7,409 £10,248 £13,120 £16,027 £18,972 £21,956 £24,982 £28,052
Real Return on Investment %   (2.98%) 5.86% 14.79% 23.82% 32.94% 42.17% 51.52% 60.98% 70.57% 80.30% 90.17%