M40 Collyhurst, Miles Platting, Moston, New Moston, Newton Heath cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £108,927
Input Equity (£27,232)
Total Input Equity (£27,232)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £108,927 £108,927 £108,927 £108,927 £108,927 £108,927 £108,927 £108,927 £108,927 £108,927 £108,927 £108,927
Finance Amount £81,695 £81,695 £79,255 £76,689 £73,993 £71,158 £68,179 £65,047 £61,754 £58,294 £54,656 £50,832
Monthly Mortgage   (£539) (£539) (£539) (£539) (£539) (£539) (£539) (£539) (£539) (£539) (£539)
Monthly Rental   £600 £600 £600 £600 £600 £600 £600 £600 £600 £600 £600
Yield to Purchase Price %   6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61%
Yield to Property Value %   6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61%
Gross Monthly Cashflow   £61 £61 £61 £61 £61 £61 £61 £61 £61 £61 £61
Gross Annual Cashflow   £726 £726 £726 £726 £726 £726 £726 £726 £726 £726 £726
Gross Annual Expenses                        
Annual Management Expenses   (£403) (£403) (£403) (£403) (£403) (£403) (£403) (£403) (£403) (£403) (£403)
Gross Annual Cashflow less Expenses   £366 £366 £366 £366 £366 £366 £366 £366 £366 £366 £366
Vacancy Expenses                        
Net Annual Cashflow   £366 £366 £366 £366 £366 £366 £366 £366 £366 £366 £366
Taxable Income   £726 £726 £726 £726 £726 £726 £726 £726 £726 £726 £726
Tax Payable                        
Net Annual Cashflow Less Tax   £366 £366 £366 £366 £366 £366 £366 £366 £366 £366 £366
Net Yield %   0.34% 0.34% 0.34% 0.34% 0.34% 0.34% 0.34% 0.34% 0.34% 0.34% 0.34%
Debt Coverage Ratio (1:x)   1.06 1.06 1.06 1.06 1.06 1.06 1.06 1.06 1.06 1.06 1.06
Personal Equity £27,232 £27,232 £29,672 £32,238 £34,934 £37,769 £40,748 £43,880 £47,173 £50,633 £54,271 £58,095
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   £323 £2,764 £5,329 £8,026 £10,860 £13,840 £16,972 £20,264 £23,725 £27,363 £31,186
Return on Investment %   1.19% 10.15% 19.57% 29.47% 39.88% 50.82% 62.32% 74.41% 87.12% 100.48% 114.52%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   £323 £2,708 £5,118 £7,554 £10,017 £12,510 £15,034 £17,592 £20,184 £22,813 £25,482
Real Return on Investment %   1.19% 9.95% 18.79% 27.74% 36.78% 45.94% 55.21% 64.60% 74.12% 83.78% 93.57%