M3 Manchester City Centre, Blackfriars, Trinity cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £149,741
Input Equity (£37,435)
Total Input Equity (£37,435)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £149,741 £149,741 £149,741 £149,741 £149,741 £149,741 £149,741 £149,741 £149,741 £149,741 £149,741 £149,741
Finance Amount £112,306 £112,306 £108,951 £105,424 £101,717 £97,821 £93,725 £89,419 £84,893 £80,136 £75,135 £69,878
Monthly Mortgage   (£741) (£741) (£741) (£741) (£741) (£741) (£741) (£741) (£741) (£741) (£741)
Monthly Rental   £826 £826 £826 £826 £826 £826 £826 £826 £826 £826 £826
Yield to Purchase Price %   6.62% 6.62% 6.62% 6.62% 6.62% 6.62% 6.62% 6.62% 6.62% 6.62% 6.62%
Yield to Property Value %   6.62% 6.62% 6.62% 6.62% 6.62% 6.62% 6.62% 6.62% 6.62% 6.62% 6.62%
Gross Monthly Cashflow   £85 £85 £85 £85 £85 £85 £85 £85 £85 £85 £85
Gross Annual Cashflow   £1,015 £1,015 £1,015 £1,015 £1,015 £1,015 £1,015 £1,015 £1,015 £1,015 £1,015
Gross Annual Expenses                        
Annual Management Expenses   (£555) (£555) (£555) (£555) (£555) (£555) (£555) (£555) (£555) (£555) (£555)
Gross Annual Cashflow less Expenses   £519 £519 £519 £519 £519 £519 £519 £519 £519 £519 £519
Vacancy Expenses                        
Net Annual Cashflow   £519 £519 £519 £519 £519 £519 £519 £519 £519 £519 £519
Taxable Income   £1,015 £1,015 £1,015 £1,015 £1,015 £1,015 £1,015 £1,015 £1,015 £1,015 £1,015
Tax Payable                        
Net Annual Cashflow Less Tax   £519 £519 £519 £519 £519 £519 £519 £519 £519 £519 £519
Net Yield %   0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35% 0.35%
Debt Coverage Ratio (1:x)   1.06 1.06 1.06 1.06 1.06 1.06 1.06 1.06 1.06 1.06 1.06
Personal Equity £37,435 £37,435 £40,790 £44,317 £48,024 £51,920 £56,016 £60,322 £64,848 £69,605 £74,606 £79,863
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   £460 £3,815 £7,341 £11,048 £14,945 £19,041 £23,346 £27,872 £32,630 £37,630 £42,887
Return on Investment %   1.23% 10.19% 19.61% 29.51% 39.92% 50.86% 62.36% 74.45% 87.16% 100.52% 114.56%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   £460 £3,738 £7,050 £10,398 £13,785 £17,211 £20,681 £24,197 £27,760 £31,374 £35,042
Real Return on Investment %   1.23% 9.99% 18.83% 27.78% 36.82% 45.98% 55.25% 64.64% 74.15% 83.81% 93.61%