M19 Levenshulme, Burnage cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £146,477
Input Equity (£36,619)
Total Input Equity (£36,619)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £146,477 £146,477 £146,477 £146,477 £146,477 £146,477 £146,477 £146,477 £146,477 £146,477 £146,477 £146,477
Finance Amount £109,858 £109,858 £106,576 £103,126 £99,500 £95,688 £91,682 £87,470 £83,043 £78,389 £73,497 £68,355
Monthly Mortgage   (£725) (£725) (£725) (£725) (£725) (£725) (£725) (£725) (£725) (£725) (£725)
Monthly Rental   £727 £727 £727 £727 £727 £727 £727 £727 £727 £727 £727
Yield to Purchase Price %   5.96% 5.96% 5.96% 5.96% 5.96% 5.96% 5.96% 5.96% 5.96% 5.96% 5.96%
Yield to Property Value %   5.96% 5.96% 5.96% 5.96% 5.96% 5.96% 5.96% 5.96% 5.96% 5.96% 5.96%
Gross Monthly Cashflow   £2 £2 £2 £2 £2 £2 £2 £2 £2 £2 £2
Gross Annual Cashflow   £28 £28 £28 £28 £28 £28 £28 £28 £28 £28 £28
Gross Annual Expenses                        
Annual Management Expenses   (£489) (£489) (£489) (£489) (£489) (£489) (£489) (£489) (£489) (£489) (£489)
Gross Annual Cashflow less Expenses   (£408) (£408) (£408) (£408) (£408) (£408) (£408) (£408) (£408) (£408) (£408)
Vacancy Expenses                        
Net Annual Cashflow   (£408) (£408) (£408) (£408) (£408) (£408) (£408) (£408) (£408) (£408) (£408)
Taxable Income   £28 £28 £28 £28 £28 £28 £28 £28 £28 £28 £28
Tax Payable                        
Net Annual Cashflow Less Tax   (£408) (£408) (£408) (£408) (£408) (£408) (£408) (£408) (£408) (£408) (£408)
Net Yield %   (0.28%) (0.28%) (0.28%) (0.28%) (0.28%) (0.28%) (0.28%) (0.28%) (0.28%) (0.28%) (0.28%)
Debt Coverage Ratio (1:x)   0.95 0.95 0.95 0.95 0.95 0.95 0.95 0.95 0.95 0.95 0.95
Personal Equity £36,619 £36,619 £39,901 £43,351 £46,977 £50,789 £54,795 £59,007 £63,434 £68,088 £72,980 £78,122
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£461) £2,821 £6,271 £9,897 £13,709 £17,716 £21,927 £26,354 £31,008 £35,900 £41,042
Return on Investment %   (1.26%) 7.70% 17.12% 27.03% 37.44% 48.38% 59.88% 71.97% 84.68% 98.04% 112.08%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£461) £2,765 £6,023 £9,315 £12,645 £16,013 £19,424 £22,879 £26,381 £29,931 £33,534
Real Return on Investment %   (1.26%) 7.55% 16.45% 25.44% 34.53% 43.73% 53.04% 62.48% 72.04% 81.74% 91.58%