M18 Abbey Hey, Gorton cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £111,079
Input Equity (£27,770)
Total Input Equity (£27,770)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £111,079 £111,079 £111,079 £111,079 £111,079 £111,079 £111,079 £111,079 £111,079 £111,079 £111,079 £111,079
Finance Amount £83,309 £83,309 £80,821 £78,205 £75,455 £72,564 £69,526 £66,332 £62,974 £59,445 £55,736 £51,836
Monthly Mortgage   (£550) (£550) (£550) (£550) (£550) (£550) (£550) (£550) (£550) (£550) (£550)
Monthly Rental   £596 £596 £596 £596 £596 £596 £596 £596 £596 £596 £596
Yield to Purchase Price %   6.44% 6.44% 6.44% 6.44% 6.44% 6.44% 6.44% 6.44% 6.44% 6.44% 6.44%
Yield to Property Value %   6.44% 6.44% 6.44% 6.44% 6.44% 6.44% 6.44% 6.44% 6.44% 6.44% 6.44%
Gross Monthly Cashflow   £46 £46 £46 £46 £46 £46 £46 £46 £46 £46 £46
Gross Annual Cashflow   £557 £557 £557 £557 £557 £557 £557 £557 £557 £557 £557
Gross Annual Expenses                        
Annual Management Expenses   (£401) (£401) (£401) (£401) (£401) (£401) (£401) (£401) (£401) (£401) (£401)
Gross Annual Cashflow less Expenses   £199 £199 £199 £199 £199 £199 £199 £199 £199 £199 £199
Vacancy Expenses                        
Net Annual Cashflow   £199 £199 £199 £199 £199 £199 £199 £199 £199 £199 £199
Taxable Income   £557 £557 £557 £557 £557 £557 £557 £557 £557 £557 £557
Tax Payable                        
Net Annual Cashflow Less Tax   £199 £199 £199 £199 £199 £199 £199 £199 £199 £199 £199
Net Yield %   0.18% 0.18% 0.18% 0.18% 0.18% 0.18% 0.18% 0.18% 0.18% 0.18% 0.18%
Debt Coverage Ratio (1:x)   1.03 1.03 1.03 1.03 1.03 1.03 1.03 1.03 1.03 1.03 1.03
Personal Equity £27,770 £27,770 £30,258 £32,874 £35,624 £38,515 £41,553 £44,747 £48,105 £51,634 £55,343 £59,243
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   £157 £2,645 £5,261 £8,011 £10,902 £13,940 £17,134 £20,491 £24,020 £27,730 £31,630
Return on Investment %   0.56% 9.53% 18.95% 28.85% 39.26% 50.20% 61.70% 73.79% 86.50% 99.86% 113.90%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   £157 £2,592 £5,053 £7,540 £10,055 £12,601 £15,178 £17,789 £20,436 £23,120 £25,844
Real Return on Investment %   0.56% 9.34% 18.20% 27.15% 36.21% 45.38% 54.66% 64.06% 73.59% 83.26% 93.06%