M15 Hulme, Manchester Science Park cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £153,951
Input Equity (£38,488)
Total Input Equity (£38,488)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £153,951 £153,951 £153,951 £153,951 £153,951 £153,951 £153,951 £153,951 £153,951 £153,951 £153,951 £153,951
Finance Amount £115,463 £115,463 £112,014 £108,388 £104,577 £100,571 £96,360 £91,933 £87,280 £82,389 £77,247 £71,843
Monthly Mortgage   (£762) (£762) (£762) (£762) (£762) (£762) (£762) (£762) (£762) (£762) (£762)
Monthly Rental   £838 £838 £838 £838 £838 £838 £838 £838 £838 £838 £838
Yield to Purchase Price %   6.53% 6.53% 6.53% 6.53% 6.53% 6.53% 6.53% 6.53% 6.53% 6.53% 6.53%
Yield to Property Value %   6.53% 6.53% 6.53% 6.53% 6.53% 6.53% 6.53% 6.53% 6.53% 6.53% 6.53%
Gross Monthly Cashflow   £76 £76 £76 £76 £76 £76 £76 £76 £76 £76 £76
Gross Annual Cashflow   £908 £908 £908 £908 £908 £908 £908 £908 £908 £908 £908
Gross Annual Expenses                        
Annual Management Expenses   (£563) (£563) (£563) (£563) (£563) (£563) (£563) (£563) (£563) (£563) (£563)
Gross Annual Cashflow less Expenses   £405 £405 £405 £405 £405 £405 £405 £405 £405 £405 £405
Vacancy Expenses                        
Net Annual Cashflow   £405 £405 £405 £405 £405 £405 £405 £405 £405 £405 £405
Taxable Income   £908 £908 £908 £908 £908 £908 £908 £908 £908 £908 £908
Tax Payable                        
Net Annual Cashflow Less Tax   £405 £405 £405 £405 £405 £405 £405 £405 £405 £405 £405
Net Yield %   0.26% 0.26% 0.26% 0.26% 0.26% 0.26% 0.26% 0.26% 0.26% 0.26% 0.26%
Debt Coverage Ratio (1:x)   1.04 1.04 1.04 1.04 1.04 1.04 1.04 1.04 1.04 1.04 1.04
Personal Equity £38,488 £38,488 £41,937 £45,563 £49,374 £53,380 £57,591 £62,018 £66,671 £71,562 £76,704 £82,108
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   £345 £3,794 £7,420 £11,231 £15,237 £19,448 £23,875 £28,528 £33,419 £38,561 £43,965
Return on Investment %   0.90% 9.86% 19.28% 29.18% 39.59% 50.53% 62.03% 74.12% 86.83% 100.19% 114.23%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   £345 £3,718 £7,126 £10,571 £14,054 £17,580 £21,149 £24,766 £28,432 £32,150 £35,923
Real Return on Investment %   0.90% 9.66% 18.51% 27.46% 36.52% 45.68% 54.95% 64.35% 73.87% 83.53% 93.34%