M14 Fallowfield, Moss Side, Ladybarn, Rusholme cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £142,293
Input Equity (£35,573)
Total Input Equity (£35,573)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £142,293 £142,293 £142,293 £142,293 £142,293 £142,293 £142,293 £142,293 £142,293 £142,293 £142,293 £142,293
Finance Amount £106,720 £106,720 £103,532 £100,181 £96,658 £92,955 £89,063 £84,971 £80,671 £76,150 £71,398 £66,403
Monthly Mortgage   (£704) (£704) (£704) (£704) (£704) (£704) (£704) (£704) (£704) (£704) (£704)
Monthly Rental   £784 £784 £784 £784 £784 £784 £784 £784 £784 £784 £784
Yield to Purchase Price %   6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61%
Yield to Property Value %   6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61%
Gross Monthly Cashflow   £80 £80 £80 £80 £80 £80 £80 £80 £80 £80 £80
Gross Annual Cashflow   £955 £955 £955 £955 £955 £955 £955 £955 £955 £955 £955
Gross Annual Expenses                        
Annual Management Expenses   (£527) (£527) (£527) (£527) (£527) (£527) (£527) (£527) (£527) (£527) (£527)
Gross Annual Cashflow less Expenses   £485 £485 £485 £485 £485 £485 £485 £485 £485 £485 £485
Vacancy Expenses                        
Net Annual Cashflow   £485 £485 £485 £485 £485 £485 £485 £485 £485 £485 £485
Taxable Income   £955 £955 £955 £955 £955 £955 £955 £955 £955 £955 £955
Tax Payable                        
Net Annual Cashflow Less Tax   £485 £485 £485 £485 £485 £485 £485 £485 £485 £485 £485
Net Yield %   0.34% 0.34% 0.34% 0.34% 0.34% 0.34% 0.34% 0.34% 0.34% 0.34% 0.34%
Debt Coverage Ratio (1:x)   1.06 1.06 1.06 1.06 1.06 1.06 1.06 1.06 1.06 1.06 1.06
Personal Equity £35,573 £35,573 £38,761 £42,112 £45,635 £49,338 £53,230 £57,322 £61,622 £66,143 £70,895 £75,890
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   £428 £3,616 £6,967 £10,490 £14,193 £18,085 £22,177 £26,477 £30,998 £35,750 £40,745
Return on Investment %   1.20% 10.17% 19.59% 29.49% 39.90% 50.84% 62.34% 74.43% 87.14% 100.50% 114.54%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   £428 £3,544 £6,692 £9,873 £13,091 £16,348 £19,645 £22,986 £26,372 £29,807 £33,292
Real Return on Investment %   1.20% 9.96% 18.81% 27.75% 36.80% 45.95% 55.22% 64.62% 74.13% 83.79% 93.59%