LS9 Burmantofts, Cross Green, East End Park, Gipton, Harehills, Osmondthorpe, Richmond Hill cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £98,710
Input Equity (£24,678)
Total Input Equity (£24,678)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £98,710 £98,710 £98,710 £98,710 £98,710 £98,710 £98,710 £98,710 £98,710 £98,710 £98,710 £98,710
Finance Amount £74,033 £74,033 £71,821 £69,496 £67,053 £64,484 £61,784 £58,946 £55,962 £52,826 £49,529 £46,064
Monthly Mortgage   (£489) (£489) (£489) (£489) (£489) (£489) (£489) (£489) (£489) (£489) (£489)
Monthly Rental   £589 £589 £589 £589 £589 £589 £589 £589 £589 £589 £589
Yield to Purchase Price %   7.16% 7.16% 7.16% 7.16% 7.16% 7.16% 7.16% 7.16% 7.16% 7.16% 7.16%
Yield to Property Value %   7.16% 7.16% 7.16% 7.16% 7.16% 7.16% 7.16% 7.16% 7.16% 7.16% 7.16%
Gross Monthly Cashflow   £101 £101 £101 £101 £101 £101 £101 £101 £101 £101 £101
Gross Annual Cashflow   £1,207 £1,207 £1,207 £1,207 £1,207 £1,207 £1,207 £1,207 £1,207 £1,207 £1,207
Gross Annual Expenses                        
Annual Management Expenses   (£396) (£396) (£396) (£396) (£396) (£396) (£396) (£396) (£396) (£396) (£396)
Gross Annual Cashflow less Expenses   £853 £853 £853 £853 £853 £853 £853 £853 £853 £853 £853
Vacancy Expenses                        
Net Annual Cashflow   £853 £853 £853 £853 £853 £853 £853 £853 £853 £853 £853
Taxable Income   £1,207 £1,207 £1,207 £1,207 £1,207 £1,207 £1,207 £1,207 £1,207 £1,207 £1,207
Tax Payable                        
Net Annual Cashflow Less Tax   £853 £853 £853 £853 £853 £853 £853 £853 £853 £853 £853
Net Yield %   0.86% 0.86% 0.86% 0.86% 0.86% 0.86% 0.86% 0.86% 0.86% 0.86% 0.86%
Debt Coverage Ratio (1:x)   1.15 1.15 1.15 1.15 1.15 1.15 1.15 1.15 1.15 1.15 1.15
Personal Equity £24,678 £24,678 £26,889 £29,214 £31,658 £34,226 £36,926 £39,765 £42,748 £45,884 £49,181 £52,646
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   £811 £3,023 £5,347 £7,791 £10,360 £13,060 £15,898 £18,882 £22,018 £25,314 £28,779
Return on Investment %   3.29% 12.25% 21.67% 31.57% 41.98% 52.92% 64.42% 76.51% 89.22% 102.58% 116.62%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   £811 £2,962 £5,136 £7,333 £9,555 £11,805 £14,083 £16,392 £18,732 £21,106 £23,515
Real Return on Investment %   3.29% 12.00% 20.81% 29.71% 38.72% 47.84% 57.07% 66.42% 75.91% 85.53% 95.29%