LS8 Fearnville, Gipton, Gledhow, Harehills, Oakwood, Roundhay cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £159,837
Input Equity (£39,959)
Total Input Equity (£39,959)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £159,837 £159,837 £159,837 £159,837 £159,837 £159,837 £159,837 £159,837 £159,837 £159,837 £159,837 £159,837
Finance Amount £119,878 £119,878 £116,297 £112,532 £108,575 £104,416 £100,044 £95,448 £90,617 £85,539 £80,201 £74,590
Monthly Mortgage   (£791) (£791) (£791) (£791) (£791) (£791) (£791) (£791) (£791) (£791) (£791)
Monthly Rental   £656 £656 £656 £656 £656 £656 £656 £656 £656 £656 £656
Yield to Purchase Price %   4.93% 4.93% 4.93% 4.93% 4.93% 4.93% 4.93% 4.93% 4.93% 4.93% 4.93%
Yield to Property Value %   4.93% 4.93% 4.93% 4.93% 4.93% 4.93% 4.93% 4.93% 4.93% 4.93% 4.93%
Gross Monthly Cashflow   (£135) (£135) (£135) (£135) (£135) (£135) (£135) (£135) (£135) (£135) (£135)
Gross Annual Cashflow   (£1,616) (£1,616) (£1,616) (£1,616) (£1,616) (£1,616) (£1,616) (£1,616) (£1,616) (£1,616) (£1,616)
Gross Annual Expenses                        
Annual Management Expenses   (£441) (£441) (£441) (£441) (£441) (£441) (£441) (£441) (£441) (£441) (£441)
Gross Annual Cashflow less Expenses   (£2,010) (£2,010) (£2,010) (£2,010) (£2,010) (£2,010) (£2,010) (£2,010) (£2,010) (£2,010) (£2,010)
Vacancy Expenses                        
Net Annual Cashflow   (£2,010) (£2,010) (£2,010) (£2,010) (£2,010) (£2,010) (£2,010) (£2,010) (£2,010) (£2,010) (£2,010)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£2,010) (£2,010) (£2,010) (£2,010) (£2,010) (£2,010) (£2,010) (£2,010) (£2,010) (£2,010) (£2,010)
Net Yield %   (1.26%) (1.26%) (1.26%) (1.26%) (1.26%) (1.26%) (1.26%) (1.26%) (1.26%) (1.26%) (1.26%)
Debt Coverage Ratio (1:x)   0.79 0.79 0.79 0.79 0.79 0.79 0.79 0.79 0.79 0.79 0.79
Personal Equity £39,959 £39,959 £43,540 £47,305 £51,262 £55,421 £59,793 £64,389 £69,220 £74,298 £79,636 £85,247
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£2,057) £1,524 £5,288 £9,245 £13,404 £17,777 £22,372 £27,203 £32,282 £37,620 £43,231
Return on Investment %   (5.15%) 3.81% 13.23% 23.14% 33.55% 44.49% 55.99% 68.08% 80.79% 94.14% 108.19%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£2,057) £1,493 £5,079 £8,701 £12,364 £16,069 £19,818 £23,616 £27,464 £31,365 £35,323
Real Return on Investment %   (5.15%) 3.74% 12.71% 21.78% 30.94% 40.21% 49.60% 59.10% 68.73% 78.49% 88.40%