LS4 Burley, Kirkstall, Kirkstall Valley cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £113,493
Input Equity (£28,373)
Total Input Equity (£28,373)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £113,493 £113,493 £113,493 £113,493 £113,493 £113,493 £113,493 £113,493 £113,493 £113,493 £113,493 £113,493
Finance Amount £85,120 £85,120 £82,577 £79,904 £77,094 £74,141 £71,037 £67,773 £64,343 £60,737 £56,947 £52,963
Monthly Mortgage   (£562) (£562) (£562) (£562) (£562) (£562) (£562) (£562) (£562) (£562) (£562)
Monthly Rental   £837 £837 £837 £837 £837 £837 £837 £837 £837 £837 £837
Yield to Purchase Price %   8.85% 8.85% 8.85% 8.85% 8.85% 8.85% 8.85% 8.85% 8.85% 8.85% 8.85%
Yield to Property Value %   8.85% 8.85% 8.85% 8.85% 8.85% 8.85% 8.85% 8.85% 8.85% 8.85% 8.85%
Gross Monthly Cashflow   £275 £275 £275 £275 £275 £275 £275 £275 £275 £275 £275
Gross Annual Cashflow   £3,302 £3,302 £3,302 £3,302 £3,302 £3,302 £3,302 £3,302 £3,302 £3,302 £3,302
Gross Annual Expenses                        
Annual Management Expenses   (£562) (£562) (£562) (£562) (£562) (£562) (£562) (£562) (£562) (£562) (£562)
Gross Annual Cashflow less Expenses   £2,800 £2,800 £2,800 £2,800 £2,800 £2,800 £2,800 £2,800 £2,800 £2,800 £2,800
Vacancy Expenses                        
Net Annual Cashflow   £2,800 £2,800 £2,800 £2,800 £2,800 £2,800 £2,800 £2,800 £2,800 £2,800 £2,800
Taxable Income   £3,302 £3,302 £3,302 £3,302 £3,302 £3,302 £3,302 £3,302 £3,302 £3,302 £3,302
Tax Payable                        
Net Annual Cashflow Less Tax   £2,800 £2,800 £2,800 £2,800 £2,800 £2,800 £2,800 £2,800 £2,800 £2,800 £2,800
Net Yield %   2.47% 2.47% 2.47% 2.47% 2.47% 2.47% 2.47% 2.47% 2.47% 2.47% 2.47%
Debt Coverage Ratio (1:x)   1.42 1.42 1.42 1.42 1.42 1.42 1.42 1.42 1.42 1.42 1.42
Personal Equity £28,373 £28,373 £30,916 £33,589 £36,399 £39,352 £42,456 £45,720 £49,150 £52,756 £56,546 £60,530
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   £2,739 £5,282 £7,955 £10,765 £13,718 £16,822 £20,086 £23,516 £27,122 £30,912 £34,896
Return on Investment %   9.65% 18.62% 28.04% 37.94% 48.35% 59.29% 70.79% 82.88% 95.59% 108.95% 122.99%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   £2,739 £5,176 £7,640 £10,132 £12,653 £15,206 £17,793 £20,415 £23,074 £25,773 £28,513
Real Return on Investment %   9.65% 18.24% 26.93% 35.71% 44.59% 53.59% 62.71% 71.95% 81.32% 90.84% 100.49%