LS28 Calverley, Farsley, Pudsey, Stanningley cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £155,412
Input Equity (£38,853)
Total Input Equity (£38,853)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £155,412 £155,412 £155,412 £155,412 £155,412 £155,412 £155,412 £155,412 £155,412 £155,412 £155,412 £155,412
Finance Amount £116,559 £116,559 £113,077 £109,417 £105,570 £101,525 £97,274 £92,806 £88,108 £83,171 £77,981 £72,525
Monthly Mortgage   (£769) (£769) (£769) (£769) (£769) (£769) (£769) (£769) (£769) (£769) (£769)
Monthly Rental   £572 £572 £572 £572 £572 £572 £572 £572 £572 £572 £572
Yield to Purchase Price %   4.42% 4.42% 4.42% 4.42% 4.42% 4.42% 4.42% 4.42% 4.42% 4.42% 4.42%
Yield to Property Value %   4.42% 4.42% 4.42% 4.42% 4.42% 4.42% 4.42% 4.42% 4.42% 4.42% 4.42%
Gross Monthly Cashflow   (£197) (£197) (£197) (£197) (£197) (£197) (£197) (£197) (£197) (£197) (£197)
Gross Annual Cashflow   (£2,366) (£2,366) (£2,366) (£2,366) (£2,366) (£2,366) (£2,366) (£2,366) (£2,366) (£2,366) (£2,366)
Gross Annual Expenses                        
Annual Management Expenses   (£384) (£384) (£384) (£384) (£384) (£384) (£384) (£384) (£384) (£384) (£384)
Gross Annual Cashflow less Expenses   (£2,709) (£2,709) (£2,709) (£2,709) (£2,709) (£2,709) (£2,709) (£2,709) (£2,709) (£2,709) (£2,709)
Vacancy Expenses                        
Net Annual Cashflow   (£2,709) (£2,709) (£2,709) (£2,709) (£2,709) (£2,709) (£2,709) (£2,709) (£2,709) (£2,709) (£2,709)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£2,709) (£2,709) (£2,709) (£2,709) (£2,709) (£2,709) (£2,709) (£2,709) (£2,709) (£2,709) (£2,709)
Net Yield %   (1.74%) (1.74%) (1.74%) (1.74%) (1.74%) (1.74%) (1.74%) (1.74%) (1.74%) (1.74%) (1.74%)
Debt Coverage Ratio (1:x)   0.71 0.71 0.71 0.71 0.71 0.71 0.71 0.71 0.71 0.71 0.71
Personal Equity £38,853 £38,853 £42,335 £45,995 £49,842 £53,887 £58,138 £62,606 £67,304 £72,241 £77,431 £82,887
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£2,750) £732 £4,392 £8,239 £12,283 £16,535 £21,003 £25,701 £30,638 £35,828 £41,284
Return on Investment %   (7.08%) 1.88% 11.30% 21.21% 31.62% 42.56% 54.06% 66.15% 78.86% 92.21% 106.26%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£2,750) £717 £4,218 £7,755 £11,330 £14,946 £18,606 £22,311 £26,066 £29,872 £33,732
Real Return on Investment %   (7.08%) 1.85% 10.86% 19.96% 29.16% 38.47% 47.89% 57.42% 67.09% 76.88% 86.82%