LS27 Churwell, Gildersome, Morley cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £132,622
Input Equity (£33,156)
Total Input Equity (£33,156)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £132,622 £132,622 £132,622 £132,622 £132,622 £132,622 £132,622 £132,622 £132,622 £132,622 £132,622 £132,622
Finance Amount £99,467 £99,467 £96,495 £93,372 £90,089 £86,637 £83,010 £79,196 £75,188 £70,974 £66,545 £61,890
Monthly Mortgage   (£656) (£656) (£656) (£656) (£656) (£656) (£656) (£656) (£656) (£656) (£656)
Monthly Rental   £573 £573 £573 £573 £573 £573 £573 £573 £573 £573 £573
Yield to Purchase Price %   5.18% 5.18% 5.18% 5.18% 5.18% 5.18% 5.18% 5.18% 5.18% 5.18% 5.18%
Yield to Property Value %   5.18% 5.18% 5.18% 5.18% 5.18% 5.18% 5.18% 5.18% 5.18% 5.18% 5.18%
Gross Monthly Cashflow   (£84) (£84) (£84) (£84) (£84) (£84) (£84) (£84) (£84) (£84) (£84)
Gross Annual Cashflow   (£1,007) (£1,007) (£1,007) (£1,007) (£1,007) (£1,007) (£1,007) (£1,007) (£1,007) (£1,007) (£1,007)
Gross Annual Expenses                        
Annual Management Expenses   (£385) (£385) (£385) (£385) (£385) (£385) (£385) (£385) (£385) (£385) (£385)
Gross Annual Cashflow less Expenses   (£1,350) (£1,350) (£1,350) (£1,350) (£1,350) (£1,350) (£1,350) (£1,350) (£1,350) (£1,350) (£1,350)
Vacancy Expenses                        
Net Annual Cashflow   (£1,350) (£1,350) (£1,350) (£1,350) (£1,350) (£1,350) (£1,350) (£1,350) (£1,350) (£1,350) (£1,350)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£1,350) (£1,350) (£1,350) (£1,350) (£1,350) (£1,350) (£1,350) (£1,350) (£1,350) (£1,350) (£1,350)
Net Yield %   (1.02%) (1.02%) (1.02%) (1.02%) (1.02%) (1.02%) (1.02%) (1.02%) (1.02%) (1.02%) (1.02%)
Debt Coverage Ratio (1:x)   0.83 0.83 0.83 0.83 0.83 0.83 0.83 0.83 0.83 0.83 0.83
Personal Equity £33,156 £33,156 £36,127 £39,250 £42,533 £45,985 £49,612 £53,426 £57,434 £61,648 £66,077 £70,732
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£1,392) £1,580 £4,703 £7,986 £11,437 £15,065 £18,878 £22,887 £27,100 £31,530 £36,185
Return on Investment %   (4.20%) 4.76% 14.18% 24.09% 34.50% 45.44% 56.94% 69.03% 81.74% 95.10% 109.14%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£1,392) £1,548 £4,517 £7,517 £10,550 £13,618 £16,723 £19,869 £23,056 £26,288 £29,566
Real Return on Investment %   (4.20%) 4.67% 13.62% 22.67% 31.82% 41.07% 50.44% 59.93% 69.54% 79.29% 89.17%