LS14 Killingbeck, Seacroft, Scarcroft, Swarcliffe, Thorner, Whinmoor cash flow analysis

Customise this data

Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £279,360
Input Equity (£69,840)
Total Input Equity (£69,840)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £279,360 £279,360 £279,360 £279,360 £279,360 £279,360 £279,360 £279,360 £279,360 £279,360 £279,360 £279,360
Finance Amount £209,520 £209,520 £203,261 £196,682 £189,766 £182,496 £174,855 £166,822 £158,379 £149,503 £140,173 £130,367
Monthly Mortgage   (£1,383) (£1,383) (£1,383) (£1,383) (£1,383) (£1,383) (£1,383) (£1,383) (£1,383) (£1,383) (£1,383)
Monthly Rental   £784 £784 £784 £784 £784 £784 £784 £784 £784 £784 £784
Yield to Purchase Price %   3.37% 3.37% 3.37% 3.37% 3.37% 3.37% 3.37% 3.37% 3.37% 3.37% 3.37%
Yield to Property Value %   3.37% 3.37% 3.37% 3.37% 3.37% 3.37% 3.37% 3.37% 3.37% 3.37% 3.37%
Gross Monthly Cashflow   (£599) (£599) (£599) (£599) (£599) (£599) (£599) (£599) (£599) (£599) (£599)
Gross Annual Cashflow   (£7,187) (£7,187) (£7,187) (£7,187) (£7,187) (£7,187) (£7,187) (£7,187) (£7,187) (£7,187) (£7,187)
Gross Annual Expenses                        
Annual Management Expenses   (£527) (£527) (£527) (£527) (£527) (£527) (£527) (£527) (£527) (£527) (£527)
Gross Annual Cashflow less Expenses   (£7,658) (£7,658) (£7,658) (£7,658) (£7,658) (£7,658) (£7,658) (£7,658) (£7,658) (£7,658) (£7,658)
Vacancy Expenses                        
Net Annual Cashflow   (£7,658) (£7,658) (£7,658) (£7,658) (£7,658) (£7,658) (£7,658) (£7,658) (£7,658) (£7,658) (£7,658)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£7,658) (£7,658) (£7,658) (£7,658) (£7,658) (£7,658) (£7,658) (£7,658) (£7,658) (£7,658) (£7,658)
Net Yield %   (2.74%) (2.74%) (2.74%) (2.74%) (2.74%) (2.74%) (2.74%) (2.74%) (2.74%) (2.74%) (2.74%)
Debt Coverage Ratio (1:x)   0.54 0.54 0.54 0.54 0.54 0.54 0.54 0.54 0.54 0.54 0.54
Personal Equity £69,840 £69,840 £76,099 £82,678 £89,594 £96,864 £104,505 £112,538 £120,981 £129,857 £139,187 £148,993
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£7,714) (£1,455) £5,124 £12,040 £19,310 £26,951 £34,984 £43,427 £52,303 £61,632 £71,439
Return on Investment %   (11.05%) (2.08%) 7.34% 17.24% 27.65% 38.59% 50.09% 62.18% 74.89% 88.25% 102.29%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£7,714) (£1,426) £4,921 £11,332 £17,811 £24,362 £30,990 £37,700 £44,497 £51,386 £58,371
Real Return on Investment %   (11.05%) (2.04%) 7.05% 16.23% 25.50% 34.88% 44.37% 53.98% 63.71% 73.58% 83.58%