LS12 Armley, Farnley, New Farnley, Wortley cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £108,455
Input Equity (£27,114)
Total Input Equity (£27,114)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £108,455 £108,455 £108,455 £108,455 £108,455 £108,455 £108,455 £108,455 £108,455 £108,455 £108,455 £108,455
Finance Amount £81,341 £81,341 £78,911 £76,357 £73,672 £70,850 £67,883 £64,765 £61,487 £58,041 £54,419 £50,612
Monthly Mortgage   (£537) (£537) (£537) (£537) (£537) (£537) (£537) (£537) (£537) (£537) (£537)
Monthly Rental   £606 £606 £606 £606 £606 £606 £606 £606 £606 £606 £606
Yield to Purchase Price %   6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.70%
Yield to Property Value %   6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.70% 6.70%
Gross Monthly Cashflow   £69 £69 £69 £69 £69 £69 £69 £69 £69 £69 £69
Gross Annual Cashflow   £829 £829 £829 £829 £829 £829 £829 £829 £829 £829 £829
Gross Annual Expenses                        
Annual Management Expenses   (£407) (£407) (£407) (£407) (£407) (£407) (£407) (£407) (£407) (£407) (£407)
Gross Annual Cashflow less Expenses   £465 £465 £465 £465 £465 £465 £465 £465 £465 £465 £465
Vacancy Expenses                        
Net Annual Cashflow   £465 £465 £465 £465 £465 £465 £465 £465 £465 £465 £465
Taxable Income   £829 £829 £829 £829 £829 £829 £829 £829 £829 £829 £829
Tax Payable                        
Net Annual Cashflow Less Tax   £465 £465 £465 £465 £465 £465 £465 £465 £465 £465 £465
Net Yield %   0.43% 0.43% 0.43% 0.43% 0.43% 0.43% 0.43% 0.43% 0.43% 0.43% 0.43%
Debt Coverage Ratio (1:x)   1.07 1.07 1.07 1.07 1.07 1.07 1.07 1.07 1.07 1.07 1.07
Personal Equity £27,114 £27,114 £29,544 £32,098 £34,783 £37,605 £40,572 £43,690 £46,968 £50,414 £54,036 £57,843
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   £422 £2,852 £5,406 £8,091 £10,913 £13,880 £16,998 £20,276 £23,722 £27,344 £31,151
Return on Investment %   1.55% 10.52% 19.94% 29.84% 40.25% 51.19% 62.69% 74.78% 87.49% 100.85% 114.89%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   £422 £2,795 £5,192 £7,615 £10,066 £12,546 £15,058 £17,602 £20,182 £22,798 £25,453
Real Return on Investment %   1.55% 10.31% 19.15% 28.08% 37.12% 46.27% 55.54% 64.92% 74.43% 84.08% 93.87%