LS10 Belle Isle, Hunslet, Middleton, Stourton cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £103,891
Input Equity (£25,973)
Total Input Equity (£25,973)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £103,891 £103,891 £103,891 £103,891 £103,891 £103,891 £103,891 £103,891 £103,891 £103,891 £103,891 £103,891
Finance Amount £77,918 £77,918 £75,591 £73,144 £70,572 £67,868 £65,027 £62,039 £58,899 £55,599 £52,129 £48,482
Monthly Mortgage   (£514) (£514) (£514) (£514) (£514) (£514) (£514) (£514) (£514) (£514) (£514)
Monthly Rental   £586 £586 £586 £586 £586 £586 £586 £586 £586 £586 £586
Yield to Purchase Price %   6.76% 6.76% 6.76% 6.76% 6.76% 6.76% 6.76% 6.76% 6.76% 6.76% 6.76%
Yield to Property Value %   6.76% 6.76% 6.76% 6.76% 6.76% 6.76% 6.76% 6.76% 6.76% 6.76% 6.76%
Gross Monthly Cashflow   £71 £71 £71 £71 £71 £71 £71 £71 £71 £71 £71
Gross Annual Cashflow   £857 £857 £857 £857 £857 £857 £857 £857 £857 £857 £857
Gross Annual Expenses                        
Annual Management Expenses   (£394) (£394) (£394) (£394) (£394) (£394) (£394) (£394) (£394) (£394) (£394)
Gross Annual Cashflow less Expenses   £506 £506 £506 £506 £506 £506 £506 £506 £506 £506 £506
Vacancy Expenses                        
Net Annual Cashflow   £506 £506 £506 £506 £506 £506 £506 £506 £506 £506 £506
Taxable Income   £857 £857 £857 £857 £857 £857 £857 £857 £857 £857 £857
Tax Payable                        
Net Annual Cashflow Less Tax   £506 £506 £506 £506 £506 £506 £506 £506 £506 £506 £506
Net Yield %   0.49% 0.49% 0.49% 0.49% 0.49% 0.49% 0.49% 0.49% 0.49% 0.49% 0.49%
Debt Coverage Ratio (1:x)   1.08 1.08 1.08 1.08 1.08 1.08 1.08 1.08 1.08 1.08 1.08
Personal Equity £25,973 £25,973 £28,300 £30,747 £33,319 £36,023 £38,864 £41,852 £44,992 £48,292 £51,762 £55,409
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   £464 £2,791 £5,238 £7,810 £10,513 £13,355 £16,342 £19,482 £22,783 £26,253 £29,900
Return on Investment %   1.78% 10.75% 20.17% 30.07% 40.48% 51.42% 62.92% 75.01% 87.72% 101.08% 115.12%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   £464 £2,735 £5,031 £7,351 £9,697 £12,072 £14,477 £16,913 £19,383 £21,888 £24,430
Real Return on Investment %   1.78% 10.53% 19.37% 28.30% 37.34% 46.48% 55.74% 65.12% 74.63% 84.27% 94.06%