LL65 Holyhead, Trearddur Bay, Four Mile Bridge, Rhoscolyn, Bodedern, Bryngwran, Caergeiliog, Llanynghenedl, Trefor, Valley, Gwalchmai, Llanddeusant, Llanfachraeth, Llanfaethlu, Llanfairynghornwy, Llanrhyddlad, Rhydwyn cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £197,022
Input Equity (£49,256)
Total Input Equity (£49,256)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £197,022 £197,022 £197,022 £197,022 £197,022 £197,022 £197,022 £197,022 £197,022 £197,022 £197,022 £197,022
Finance Amount £147,767 £147,767 £143,352 £138,712 £133,835 £128,708 £123,318 £117,653 £111,698 £105,439 £98,859 £91,943
Monthly Mortgage   (£975) (£975) (£975) (£975) (£975) (£975) (£975) (£975) (£975) (£975) (£975)
Monthly Rental   £617 £617 £617 £617 £617 £617 £617 £617 £617 £617 £617
Yield to Purchase Price %   3.76% 3.76% 3.76% 3.76% 3.76% 3.76% 3.76% 3.76% 3.76% 3.76% 3.76%
Yield to Property Value %   3.76% 3.76% 3.76% 3.76% 3.76% 3.76% 3.76% 3.76% 3.76% 3.76% 3.76%
Gross Monthly Cashflow   (£358) (£358) (£358) (£358) (£358) (£358) (£358) (£358) (£358) (£358) (£358)
Gross Annual Cashflow   (£4,294) (£4,294) (£4,294) (£4,294) (£4,294) (£4,294) (£4,294) (£4,294) (£4,294) (£4,294) (£4,294)
Gross Annual Expenses                        
Annual Management Expenses   (£415) (£415) (£415) (£415) (£415) (£415) (£415) (£415) (£415) (£415) (£415)
Gross Annual Cashflow less Expenses   (£4,665) (£4,665) (£4,665) (£4,665) (£4,665) (£4,665) (£4,665) (£4,665) (£4,665) (£4,665) (£4,665)
Vacancy Expenses                        
Net Annual Cashflow   (£4,665) (£4,665) (£4,665) (£4,665) (£4,665) (£4,665) (£4,665) (£4,665) (£4,665) (£4,665) (£4,665)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£4,665) (£4,665) (£4,665) (£4,665) (£4,665) (£4,665) (£4,665) (£4,665) (£4,665) (£4,665) (£4,665)
Net Yield %   (2.37%) (2.37%) (2.37%) (2.37%) (2.37%) (2.37%) (2.37%) (2.37%) (2.37%) (2.37%) (2.37%)
Debt Coverage Ratio (1:x)   0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60 0.60
Personal Equity £49,256 £49,256 £53,670 £58,310 £63,187 £68,314 £73,704 £79,369 £85,324 £91,583 £98,163 £105,079
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£4,709) (£295) £4,345 £9,222 £14,350 £19,739 £25,404 £31,359 £37,618 £44,198 £51,115
Return on Investment %   (9.56%) (0.60%) 8.82% 18.72% 29.13% 40.07% 51.58% 63.67% 76.37% 89.73% 103.77%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£4,709) (£289) £4,173 £8,680 £13,236 £17,842 £22,504 £27,223 £32,004 £36,850 £41,764
Real Return on Investment %   (9.56%) (0.59%) 8.47% 17.62% 26.87% 36.22% 45.69% 55.27% 64.98% 74.81% 84.79%