LL33 Abergwyngregyn, Llanfairfechan cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £235,410
Input Equity (£58,853)
Total Input Equity (£58,853)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £235,410 £235,410 £235,410 £235,410 £235,410 £235,410 £235,410 £235,410 £235,410 £235,410 £235,410 £235,410
Finance Amount £176,558 £176,558 £171,283 £165,739 £159,911 £153,785 £147,346 £140,577 £133,462 £125,983 £118,121 £109,857
Monthly Mortgage   (£1,165) (£1,165) (£1,165) (£1,165) (£1,165) (£1,165) (£1,165) (£1,165) (£1,165) (£1,165) (£1,165)
Monthly Rental   £445 £445 £445 £445 £445 £445 £445 £445 £445 £445 £445
Yield to Purchase Price %   2.27% 2.27% 2.27% 2.27% 2.27% 2.27% 2.27% 2.27% 2.27% 2.27% 2.27%
Yield to Property Value %   2.27% 2.27% 2.27% 2.27% 2.27% 2.27% 2.27% 2.27% 2.27% 2.27% 2.27%
Gross Monthly Cashflow   (£720) (£720) (£720) (£720) (£720) (£720) (£720) (£720) (£720) (£720) (£720)
Gross Annual Cashflow   (£8,642) (£8,642) (£8,642) (£8,642) (£8,642) (£8,642) (£8,642) (£8,642) (£8,642) (£8,642) (£8,642)
Gross Annual Expenses                        
Annual Management Expenses   (£299) (£299) (£299) (£299) (£299) (£299) (£299) (£299) (£299) (£299) (£299)
Gross Annual Cashflow less Expenses   (£8,909) (£8,909) (£8,909) (£8,909) (£8,909) (£8,909) (£8,909) (£8,909) (£8,909) (£8,909) (£8,909)
Vacancy Expenses                        
Net Annual Cashflow   (£8,909) (£8,909) (£8,909) (£8,909) (£8,909) (£8,909) (£8,909) (£8,909) (£8,909) (£8,909) (£8,909)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£8,909) (£8,909) (£8,909) (£8,909) (£8,909) (£8,909) (£8,909) (£8,909) (£8,909) (£8,909) (£8,909)
Net Yield %   (3.78%) (3.78%) (3.78%) (3.78%) (3.78%) (3.78%) (3.78%) (3.78%) (3.78%) (3.78%) (3.78%)
Debt Coverage Ratio (1:x)   0.36 0.36 0.36 0.36 0.36 0.36 0.36 0.36 0.36 0.36 0.36
Personal Equity £58,853 £58,853 £64,127 £69,671 £75,499 £81,625 £88,064 £94,833 £101,948 £109,427 £117,289 £125,553
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£8,941) (£3,667) £1,877 £7,705 £13,831 £20,271 £27,040 £34,155 £41,634 £49,496 £57,760
Return on Investment %   (15.19%) (6.23%) 3.19% 13.09% 23.50% 34.44% 45.94% 58.03% 70.74% 84.10% 98.14%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£8,941) (£3,593) £1,803 £7,252 £12,758 £18,323 £23,953 £29,651 £35,421 £41,267 £47,194
Real Return on Investment %   (15.19%) (6.11%) 3.06% 12.32% 21.68% 31.13% 40.70% 50.38% 60.19% 70.12% 80.19%