LL32 Conwy, Dolgarrog, Groesffordd, Henryd, Rowen, Tal-y-Bont, Tyn-y-Groes cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £329,685
Input Equity (£82,421)
Total Input Equity (£82,421)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £329,685 £329,685 £329,685 £329,685 £329,685 £329,685 £329,685 £329,685 £329,685 £329,685 £329,685 £329,685
Finance Amount £247,264 £247,264 £239,877 £232,113 £223,951 £215,372 £206,354 £196,874 £186,909 £176,435 £165,425 £153,851
Monthly Mortgage   (£1,632) (£1,632) (£1,632) (£1,632) (£1,632) (£1,632) (£1,632) (£1,632) (£1,632) (£1,632) (£1,632)
Monthly Rental   £669 £669 £669 £669 £669 £669 £669 £669 £669 £669 £669
Yield to Purchase Price %   2.43% 2.43% 2.43% 2.43% 2.43% 2.43% 2.43% 2.43% 2.43% 2.43% 2.43%
Yield to Property Value %   2.43% 2.43% 2.43% 2.43% 2.43% 2.43% 2.43% 2.43% 2.43% 2.43% 2.43%
Gross Monthly Cashflow   (£963) (£963) (£963) (£963) (£963) (£963) (£963) (£963) (£963) (£963) (£963)
Gross Annual Cashflow   (£11,557) (£11,557) (£11,557) (£11,557) (£11,557) (£11,557) (£11,557) (£11,557) (£11,557) (£11,557) (£11,557)
Gross Annual Expenses                        
Annual Management Expenses   (£449) (£449) (£449) (£449) (£449) (£449) (£449) (£449) (£449) (£449) (£449)
Gross Annual Cashflow less Expenses   (£11,958) (£11,958) (£11,958) (£11,958) (£11,958) (£11,958) (£11,958) (£11,958) (£11,958) (£11,958) (£11,958)
Vacancy Expenses                        
Net Annual Cashflow   (£11,958) (£11,958) (£11,958) (£11,958) (£11,958) (£11,958) (£11,958) (£11,958) (£11,958) (£11,958) (£11,958)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£11,958) (£11,958) (£11,958) (£11,958) (£11,958) (£11,958) (£11,958) (£11,958) (£11,958) (£11,958) (£11,958)
Net Yield %   (3.63%) (3.63%) (3.63%) (3.63%) (3.63%) (3.63%) (3.63%) (3.63%) (3.63%) (3.63%) (3.63%)
Debt Coverage Ratio (1:x)   0.39 0.39 0.39 0.39 0.39 0.39 0.39 0.39 0.39 0.39 0.39
Personal Equity £82,421 £82,421 £89,808 £97,572 £105,734 £114,313 £123,331 £132,811 £142,776 £153,250 £164,260 £175,834
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£12,006) (£4,620) £3,145 £11,307 £19,886 £28,904 £38,384 £48,348 £58,823 £69,833 £81,406
Return on Investment %   (14.57%) (5.60%) 3.82% 13.72% 24.13% 35.07% 46.57% 58.66% 71.37% 84.73% 98.77%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£12,006) (£4,527) £3,020 £10,642 £18,342 £26,127 £34,002 £41,972 £50,044 £58,223 £66,515
Real Return on Investment %   (14.57%) (5.49%) 3.66% 12.91% 22.25% 31.70% 41.25% 50.92% 60.72% 70.64% 80.70%