LL31 Deganwy, Glanwydden, Llangwstenin, Llandudno Junction cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £179,602
Input Equity (£44,901)
Total Input Equity (£44,901)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £179,602 £179,602 £179,602 £179,602 £179,602 £179,602 £179,602 £179,602 £179,602 £179,602 £179,602 £179,602
Finance Amount £134,702 £134,702 £130,678 £126,448 £122,001 £117,328 £112,415 £107,251 £101,822 £96,116 £90,118 £83,813
Monthly Mortgage   (£889) (£889) (£889) (£889) (£889) (£889) (£889) (£889) (£889) (£889) (£889)
Monthly Rental   £590 £590 £590 £590 £590 £590 £590 £590 £590 £590 £590
Yield to Purchase Price %   3.94% 3.94% 3.94% 3.94% 3.94% 3.94% 3.94% 3.94% 3.94% 3.94% 3.94%
Yield to Property Value %   3.94% 3.94% 3.94% 3.94% 3.94% 3.94% 3.94% 3.94% 3.94% 3.94% 3.94%
Gross Monthly Cashflow   (£299) (£299) (£299) (£299) (£299) (£299) (£299) (£299) (£299) (£299) (£299)
Gross Annual Cashflow   (£3,592) (£3,592) (£3,592) (£3,592) (£3,592) (£3,592) (£3,592) (£3,592) (£3,592) (£3,592) (£3,592)
Gross Annual Expenses                        
Annual Management Expenses   (£396) (£396) (£396) (£396) (£396) (£396) (£396) (£396) (£396) (£396) (£396)
Gross Annual Cashflow less Expenses   (£3,945) (£3,945) (£3,945) (£3,945) (£3,945) (£3,945) (£3,945) (£3,945) (£3,945) (£3,945) (£3,945)
Vacancy Expenses                        
Net Annual Cashflow   (£3,945) (£3,945) (£3,945) (£3,945) (£3,945) (£3,945) (£3,945) (£3,945) (£3,945) (£3,945) (£3,945)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£3,945) (£3,945) (£3,945) (£3,945) (£3,945) (£3,945) (£3,945) (£3,945) (£3,945) (£3,945) (£3,945)
Net Yield %   (2.20%) (2.20%) (2.20%) (2.20%) (2.20%) (2.20%) (2.20%) (2.20%) (2.20%) (2.20%) (2.20%)
Debt Coverage Ratio (1:x)   0.63 0.63 0.63 0.63 0.63 0.63 0.63 0.63 0.63 0.63 0.63
Personal Equity £44,901 £44,901 £48,924 £53,154 £57,601 £62,274 £67,187 £72,351 £77,780 £83,486 £89,484 £95,789
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£3,988) £36 £4,266 £8,712 £13,386 £18,299 £23,463 £28,891 £34,597 £40,595 £46,900
Return on Investment %   (8.88%) 0.08% 9.50% 19.40% 29.81% 40.75% 52.26% 64.35% 77.05% 90.41% 104.45%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£3,988) £35 £4,097 £8,200 £12,347 £16,541 £20,784 £25,081 £29,434 £33,846 £38,321
Real Return on Investment %   (8.88%) 0.08% 9.12% 18.26% 27.50% 36.84% 46.29% 55.86% 65.55% 75.38% 85.35%