LL18 Rhyl, Bodelwyddan, Cwm Dyserth, Kinmel Bay, Dyserth, Gwaenysgor, Rhuddlan, Trelawnyd cash flow analysis

Customise this data

Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £182,379
Input Equity (£45,595)
Total Input Equity (£45,595)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £182,379 £182,379 £182,379 £182,379 £182,379 £182,379 £182,379 £182,379 £182,379 £182,379 £182,379 £182,379
Finance Amount £136,784 £136,784 £132,698 £128,403 £123,888 £119,142 £114,153 £108,909 £103,397 £97,602 £91,512 £85,109
Monthly Mortgage   (£903) (£903) (£903) (£903) (£903) (£903) (£903) (£903) (£903) (£903) (£903)
Monthly Rental   £577 £577 £577 £577 £577 £577 £577 £577 £577 £577 £577
Yield to Purchase Price %   3.79% 3.79% 3.79% 3.79% 3.79% 3.79% 3.79% 3.79% 3.79% 3.79% 3.79%
Yield to Property Value %   3.79% 3.79% 3.79% 3.79% 3.79% 3.79% 3.79% 3.79% 3.79% 3.79% 3.79%
Gross Monthly Cashflow   (£326) (£326) (£326) (£326) (£326) (£326) (£326) (£326) (£326) (£326) (£326)
Gross Annual Cashflow   (£3,913) (£3,913) (£3,913) (£3,913) (£3,913) (£3,913) (£3,913) (£3,913) (£3,913) (£3,913) (£3,913)
Gross Annual Expenses                        
Annual Management Expenses   (£387) (£387) (£387) (£387) (£387) (£387) (£387) (£387) (£387) (£387) (£387)
Gross Annual Cashflow less Expenses   (£4,259) (£4,259) (£4,259) (£4,259) (£4,259) (£4,259) (£4,259) (£4,259) (£4,259) (£4,259) (£4,259)
Vacancy Expenses                        
Net Annual Cashflow   (£4,259) (£4,259) (£4,259) (£4,259) (£4,259) (£4,259) (£4,259) (£4,259) (£4,259) (£4,259) (£4,259)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£4,259) (£4,259) (£4,259) (£4,259) (£4,259) (£4,259) (£4,259) (£4,259) (£4,259) (£4,259) (£4,259)
Net Yield %   (2.34%) (2.34%) (2.34%) (2.34%) (2.34%) (2.34%) (2.34%) (2.34%) (2.34%) (2.34%) (2.34%)
Debt Coverage Ratio (1:x)   0.61 0.61 0.61 0.61 0.61 0.61 0.61 0.61 0.61 0.61 0.61
Personal Equity £45,595 £45,595 £49,681 £53,976 £58,491 £63,237 £68,226 £73,470 £78,982 £84,777 £90,867 £97,270
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£4,301) (£214) £4,081 £8,596 £13,342 £18,331 £23,575 £29,087 £34,881 £40,972 £47,374
Return on Investment %   (9.43%) (0.47%) 8.95% 18.85% 29.26% 40.20% 51.70% 63.79% 76.50% 89.86% 103.90%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£4,301) (£210) £3,919 £8,090 £12,306 £16,569 £20,883 £25,251 £29,676 £34,160 £38,708
Real Return on Investment %   (9.43%) (0.46%) 8.60% 17.74% 26.99% 36.34% 45.80% 55.38% 65.09% 74.92% 84.90%