LE9 Stoney Stanton, Cosby, Huncote, Croft, Desford, Newbold Verdon, Kirkby Mallory, Earl Shilton, Barwell, Sapcote, Sutton in the Elms, Broughton Astley, Thurlaston cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £264,012
Input Equity (£66,003)
Total Input Equity (£66,003)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £264,012 £264,012 £264,012 £264,012 £264,012 £264,012 £264,012 £264,012 £264,012 £264,012 £264,012 £264,012
Finance Amount £198,009 £198,009 £192,094 £185,876 £179,340 £172,470 £165,248 £157,657 £149,677 £141,289 £132,472 £123,204
Monthly Mortgage   (£1,307) (£1,307) (£1,307) (£1,307) (£1,307) (£1,307) (£1,307) (£1,307) (£1,307) (£1,307) (£1,307)
Monthly Rental   £675 £675 £675 £675 £675 £675 £675 £675 £675 £675 £675
Yield to Purchase Price %   3.07% 3.07% 3.07% 3.07% 3.07% 3.07% 3.07% 3.07% 3.07% 3.07% 3.07%
Yield to Property Value %   3.07% 3.07% 3.07% 3.07% 3.07% 3.07% 3.07% 3.07% 3.07% 3.07% 3.07%
Gross Monthly Cashflow   (£632) (£632) (£632) (£632) (£632) (£632) (£632) (£632) (£632) (£632) (£632)
Gross Annual Cashflow   (£7,585) (£7,585) (£7,585) (£7,585) (£7,585) (£7,585) (£7,585) (£7,585) (£7,585) (£7,585) (£7,585)
Gross Annual Expenses                        
Annual Management Expenses   (£453) (£453) (£453) (£453) (£453) (£453) (£453) (£453) (£453) (£453) (£453)
Gross Annual Cashflow less Expenses   (£7,990) (£7,990) (£7,990) (£7,990) (£7,990) (£7,990) (£7,990) (£7,990) (£7,990) (£7,990) (£7,990)
Vacancy Expenses                        
Net Annual Cashflow   (£7,990) (£7,990) (£7,990) (£7,990) (£7,990) (£7,990) (£7,990) (£7,990) (£7,990) (£7,990) (£7,990)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£7,990) (£7,990) (£7,990) (£7,990) (£7,990) (£7,990) (£7,990) (£7,990) (£7,990) (£7,990) (£7,990)
Net Yield %   (3.03%) (3.03%) (3.03%) (3.03%) (3.03%) (3.03%) (3.03%) (3.03%) (3.03%) (3.03%) (3.03%)
Debt Coverage Ratio (1:x)   0.49 0.49 0.49 0.49 0.49 0.49 0.49 0.49 0.49 0.49 0.49
Personal Equity £66,003 £66,003 £71,918 £78,136 £84,672 £91,542 £98,764 £106,355 £114,335 £122,723 £131,540 £140,808
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£8,038) (£2,123) £4,095 £10,630 £17,501 £24,722 £32,314 £40,293 £48,681 £57,498 £66,766
Return on Investment %   (12.18%) (3.22%) 6.20% 16.11% 26.52% 37.46% 48.96% 61.05% 73.76% 87.11% 101.16%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£8,038) (£2,081) £3,932 £10,005 £16,142 £22,347 £28,625 £34,980 £41,416 £47,939 £54,553
Real Return on Investment %   (12.18%) (3.15%) 5.96% 15.16% 24.46% 33.86% 43.37% 53.00% 62.75% 72.63% 82.65%