LE7 Scraptoft, Anstey, Billesdon, Gaddesby, Hungarton, Rearsby, Tilton on the Hill, Tugby, Cropston, Thurcaston, Rothley, Barkby, Syston cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £239,196
Input Equity (£59,799)
Total Input Equity (£59,799)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £239,196 £239,196 £239,196 £239,196 £239,196 £239,196 £239,196 £239,196 £239,196 £239,196 £239,196 £239,196
Finance Amount £179,397 £179,397 £174,038 £168,405 £162,483 £156,258 £149,716 £142,838 £135,608 £128,009 £120,021 £111,624
Monthly Mortgage   (£1,184) (£1,184) (£1,184) (£1,184) (£1,184) (£1,184) (£1,184) (£1,184) (£1,184) (£1,184) (£1,184)
Monthly Rental   £619 £619 £619 £619 £619 £619 £619 £619 £619 £619 £619
Yield to Purchase Price %   3.10% 3.10% 3.10% 3.10% 3.10% 3.10% 3.10% 3.10% 3.10% 3.10% 3.10%
Yield to Property Value %   3.10% 3.10% 3.10% 3.10% 3.10% 3.10% 3.10% 3.10% 3.10% 3.10% 3.10%
Gross Monthly Cashflow   (£565) (£565) (£565) (£565) (£565) (£565) (£565) (£565) (£565) (£565) (£565)
Gross Annual Cashflow   (£6,781) (£6,781) (£6,781) (£6,781) (£6,781) (£6,781) (£6,781) (£6,781) (£6,781) (£6,781) (£6,781)
Gross Annual Expenses                        
Annual Management Expenses   (£416) (£416) (£416) (£416) (£416) (£416) (£416) (£416) (£416) (£416) (£416)
Gross Annual Cashflow less Expenses   (£7,153) (£7,153) (£7,153) (£7,153) (£7,153) (£7,153) (£7,153) (£7,153) (£7,153) (£7,153) (£7,153)
Vacancy Expenses                        
Net Annual Cashflow   (£7,153) (£7,153) (£7,153) (£7,153) (£7,153) (£7,153) (£7,153) (£7,153) (£7,153) (£7,153) (£7,153)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£7,153) (£7,153) (£7,153) (£7,153) (£7,153) (£7,153) (£7,153) (£7,153) (£7,153) (£7,153) (£7,153)
Net Yield %   (2.99%) (2.99%) (2.99%) (2.99%) (2.99%) (2.99%) (2.99%) (2.99%) (2.99%) (2.99%) (2.99%)
Debt Coverage Ratio (1:x)   0.50 0.50 0.50 0.50 0.50 0.50 0.50 0.50 0.50 0.50 0.50
Personal Equity £59,799 £59,799 £65,158 £70,791 £76,713 £82,938 £89,480 £96,358 £103,588 £111,187 £119,176 £127,572
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£7,197) (£1,838) £3,795 £9,717 £15,941 £22,484 £29,362 £36,591 £44,191 £52,179 £60,576
Return on Investment %   (12.04%) (3.07%) 6.35% 16.25% 26.66% 37.60% 49.10% 61.19% 73.90% 87.26% 101.30%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£7,197) (£1,801) £3,645 £9,145 £14,704 £20,324 £26,010 £31,766 £37,596 £43,504 £49,495
Real Return on Investment %   (12.04%) (3.01%) 6.10% 15.29% 24.59% 33.99% 43.50% 53.12% 62.87% 72.75% 82.77%