LE21 Leicester cash flow analysis

Customise this data

Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £99,541
Input Equity (£24,885)
Total Input Equity (£24,885)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £99,541 £99,541 £99,541 £99,541 £99,541 £99,541 £99,541 £99,541 £99,541 £99,541 £99,541 £99,541
Finance Amount £74,655 £74,655 £72,425 £70,081 £67,617 £65,026 £62,304 £59,441 £56,433 £53,270 £49,946 £46,452
Monthly Mortgage   (£493) (£493) (£493) (£493) (£493) (£493) (£493) (£493) (£493) (£493) (£493)
Monthly Rental   £548 £548 £548 £548 £548 £548 £548 £548 £548 £548 £548
Yield to Purchase Price %   6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61%
Yield to Property Value %   6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61% 6.61%
Gross Monthly Cashflow   £56 £56 £56 £56 £56 £56 £56 £56 £56 £56 £56
Gross Annual Cashflow   £669 £669 £669 £669 £669 £669 £669 £669 £669 £669 £669
Gross Annual Expenses                        
Annual Management Expenses   (£369) (£369) (£369) (£369) (£369) (£369) (£369) (£369) (£369) (£369) (£369)
Gross Annual Cashflow less Expenses   £340 £340 £340 £340 £340 £340 £340 £340 £340 £340 £340
Vacancy Expenses                        
Net Annual Cashflow   £340 £340 £340 £340 £340 £340 £340 £340 £340 £340 £340
Taxable Income   £669 £669 £669 £669 £669 £669 £669 £669 £669 £669 £669
Tax Payable                        
Net Annual Cashflow Less Tax   £340 £340 £340 £340 £340 £340 £340 £340 £340 £340 £340
Net Yield %   0.34% 0.34% 0.34% 0.34% 0.34% 0.34% 0.34% 0.34% 0.34% 0.34% 0.34%
Debt Coverage Ratio (1:x)   1.06 1.06 1.06 1.06 1.06 1.06 1.06 1.06 1.06 1.06 1.06
Personal Equity £24,885 £24,885 £27,115 £29,460 £31,924 £34,514 £37,237 £40,099 £43,108 £46,270 £49,594 £53,089
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   £300 £2,530 £4,875 £7,339 £9,929 £12,652 £15,514 £18,523 £21,685 £25,009 £28,504
Return on Investment %   1.21% 10.17% 19.59% 29.49% 39.90% 50.84% 62.34% 74.43% 87.14% 100.50% 114.54%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   £300 £2,480 £4,682 £6,907 £9,158 £11,436 £13,743 £16,080 £18,449 £20,852 £23,290
Real Return on Investment %   1.21% 9.96% 18.81% 27.76% 36.80% 45.96% 55.23% 64.62% 74.14% 83.79% 93.59%