LA17 Kirkby-in-Furness cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £189,272
Input Equity (£47,318)
Total Input Equity (£47,318)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £189,272 £189,272 £189,272 £189,272 £189,272 £189,272 £189,272 £189,272 £189,272 £189,272 £189,272 £189,272
Finance Amount £141,954 £141,954 £137,713 £133,256 £128,570 £123,645 £118,468 £113,025 £107,305 £101,291 £94,970 £88,326
Monthly Mortgage   (£937) (£937) (£937) (£937) (£937) (£937) (£937) (£937) (£937) (£937) (£937)
Monthly Rental   £585 £585 £585 £585 £585 £585 £585 £585 £585 £585 £585
Yield to Purchase Price %   3.71% 3.71% 3.71% 3.71% 3.71% 3.71% 3.71% 3.71% 3.71% 3.71% 3.71%
Yield to Property Value %   3.71% 3.71% 3.71% 3.71% 3.71% 3.71% 3.71% 3.71% 3.71% 3.71% 3.71%
Gross Monthly Cashflow   (£352) (£352) (£352) (£352) (£352) (£352) (£352) (£352) (£352) (£352) (£352)
Gross Annual Cashflow   (£4,227) (£4,227) (£4,227) (£4,227) (£4,227) (£4,227) (£4,227) (£4,227) (£4,227) (£4,227) (£4,227)
Gross Annual Expenses                        
Annual Management Expenses   (£393) (£393) (£393) (£393) (£393) (£393) (£393) (£393) (£393) (£393) (£393)
Gross Annual Cashflow less Expenses   (£4,577) (£4,577) (£4,577) (£4,577) (£4,577) (£4,577) (£4,577) (£4,577) (£4,577) (£4,577) (£4,577)
Vacancy Expenses                        
Net Annual Cashflow   (£4,577) (£4,577) (£4,577) (£4,577) (£4,577) (£4,577) (£4,577) (£4,577) (£4,577) (£4,577) (£4,577)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£4,577) (£4,577) (£4,577) (£4,577) (£4,577) (£4,577) (£4,577) (£4,577) (£4,577) (£4,577) (£4,577)
Net Yield %   (2.42%) (2.42%) (2.42%) (2.42%) (2.42%) (2.42%) (2.42%) (2.42%) (2.42%) (2.42%) (2.42%)
Debt Coverage Ratio (1:x)   0.59 0.59 0.59 0.59 0.59 0.59 0.59 0.59 0.59 0.59 0.59
Personal Equity £47,318 £47,318 £51,559 £56,016 £60,702 £65,627 £70,804 £76,247 £81,967 £87,981 £94,302 £100,946
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£4,620) (£379) £4,079 £8,764 £13,690 £18,867 £24,309 £30,030 £36,043 £42,364 £49,009
Return on Investment %   (9.76%) (0.80%) 8.62% 18.52% 28.93% 39.87% 51.37% 63.46% 76.17% 89.53% 103.57%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£4,620) (£371) £3,917 £8,249 £12,627 £17,054 £21,534 £26,070 £30,664 £35,321 £40,044
Real Return on Investment %   (9.76%) (0.78%) 8.28% 17.43% 26.69% 36.04% 45.51% 55.09% 64.80% 74.65% 84.63%