LA12 Ulverston, Backbarrow, Leece, Newby Bridge cash flow analysis

Customise this data

Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £279,431
Input Equity (£69,858)
Total Input Equity (£69,858)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £279,431 £279,431 £279,431 £279,431 £279,431 £279,431 £279,431 £279,431 £279,431 £279,431 £279,431 £279,431
Finance Amount £209,573 £209,573 £203,313 £196,732 £189,814 £182,543 £174,899 £166,864 £158,419 £149,541 £140,209 £130,400
Monthly Mortgage   (£1,383) (£1,383) (£1,383) (£1,383) (£1,383) (£1,383) (£1,383) (£1,383) (£1,383) (£1,383) (£1,383)
Monthly Rental   £702 £702 £702 £702 £702 £702 £702 £702 £702 £702 £702
Yield to Purchase Price %   3.01% 3.01% 3.01% 3.01% 3.01% 3.01% 3.01% 3.01% 3.01% 3.01% 3.01%
Yield to Property Value %   3.01% 3.01% 3.01% 3.01% 3.01% 3.01% 3.01% 3.01% 3.01% 3.01% 3.01%
Gross Monthly Cashflow   (£681) (£681) (£681) (£681) (£681) (£681) (£681) (£681) (£681) (£681) (£681)
Gross Annual Cashflow   (£8,176) (£8,176) (£8,176) (£8,176) (£8,176) (£8,176) (£8,176) (£8,176) (£8,176) (£8,176) (£8,176)
Gross Annual Expenses                        
Annual Management Expenses   (£472) (£472) (£472) (£472) (£472) (£472) (£472) (£472) (£472) (£472) (£472)
Gross Annual Cashflow less Expenses   (£8,597) (£8,597) (£8,597) (£8,597) (£8,597) (£8,597) (£8,597) (£8,597) (£8,597) (£8,597) (£8,597)
Vacancy Expenses                        
Net Annual Cashflow   (£8,597) (£8,597) (£8,597) (£8,597) (£8,597) (£8,597) (£8,597) (£8,597) (£8,597) (£8,597) (£8,597)
Taxable Income                        
Tax Payable                        
Net Annual Cashflow Less Tax   (£8,597) (£8,597) (£8,597) (£8,597) (£8,597) (£8,597) (£8,597) (£8,597) (£8,597) (£8,597) (£8,597)
Net Yield %   (3.08%) (3.08%) (3.08%) (3.08%) (3.08%) (3.08%) (3.08%) (3.08%) (3.08%) (3.08%) (3.08%)
Debt Coverage Ratio (1:x)   0.48 0.48 0.48 0.48 0.48 0.48 0.48 0.48 0.48 0.48 0.48
Personal Equity £69,858 £69,858 £76,118 £82,699 £89,617 £96,888 £104,532 £112,567 £121,012 £129,890 £139,222 £149,031
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   (£8,647) (£2,387) £4,194 £11,112 £18,383 £26,027 £34,062 £42,507 £51,385 £60,717 £70,526
Return on Investment %   (12.38%) (3.42%) 6.00% 15.91% 26.32% 37.26% 48.76% 60.85% 73.56% 86.92% 100.96%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   (£8,647) (£2,339) £4,028 £10,458 £16,956 £23,526 £30,173 £36,902 £43,716 £50,623 £57,625
Real Return on Investment %   (12.38%) (3.35%) 5.77% 14.97% 24.27% 33.68% 43.19% 52.82% 62.58% 72.47% 82.49%