BT65 Craigavon, Drumgor, Legaghory, Tullygally, Brownlow. cash flow analysis

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Cash Flow Chart

Cash Flow Analysis

Transaction Amount
Completion Price £79,280
Input Equity (£19,820)
Total Input Equity (£19,820)
Item On Purchase On Completion Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year 8 Year 9 Year 10
Property Price/Value £79,280 £79,280 £79,280 £79,280 £79,280 £79,280 £79,280 £79,280 £79,280 £79,280 £79,280 £79,280
Finance Amount £59,460 £59,460 £57,684 £55,817 £53,854 £51,791 £49,622 £47,343 £44,947 £42,428 £39,780 £36,997
Monthly Mortgage   (£392) (£392) (£392) (£392) (£392) (£392) (£392) (£392) (£392) (£392) (£392)
Monthly Rental   £453 £453 £453 £453 £453 £453 £453 £453 £453 £453 £453
Yield to Purchase Price %   6.85% 6.85% 6.85% 6.85% 6.85% 6.85% 6.85% 6.85% 6.85% 6.85% 6.85%
Yield to Property Value %   6.85% 6.85% 6.85% 6.85% 6.85% 6.85% 6.85% 6.85% 6.85% 6.85% 6.85%
Gross Monthly Cashflow   £60 £60 £60 £60 £60 £60 £60 £60 £60 £60 £60
Gross Annual Cashflow   £721 £721 £721 £721 £721 £721 £721 £721 £721 £721 £721
Gross Annual Expenses                        
Annual Management Expenses   (£304) (£304) (£304) (£304) (£304) (£304) (£304) (£304) (£304) (£304) (£304)
Gross Annual Cashflow less Expenses   £450 £450 £450 £450 £450 £450 £450 £450 £450 £450 £450
Vacancy Expenses                        
Net Annual Cashflow   £450 £450 £450 £450 £450 £450 £450 £450 £450 £450 £450
Taxable Income   £721 £721 £721 £721 £721 £721 £721 £721 £721 £721 £721
Tax Payable                        
Net Annual Cashflow Less Tax   £450 £450 £450 £450 £450 £450 £450 £450 £450 £450 £450
Net Yield %   0.57% 0.57% 0.57% 0.57% 0.57% 0.57% 0.57% 0.57% 0.57% 0.57% 0.57%
Debt Coverage Ratio (1:x)   1.10 1.10 1.10 1.10 1.10 1.10 1.10 1.10 1.10 1.10 1.10
Personal Equity £19,820 £19,820 £21,596 £23,463 £25,426 £27,489 £29,658 £31,937 £34,334 £36,852 £39,500 £42,283
Effective Gearing % 75.00% 75.00% 72.76% 70.40% 67.93% 65.33% 62.59% 59.72% 56.69% 53.52% 50.18% 46.67%
Potential Profit   £417 £2,193 £4,060 £6,023 £8,086 £10,255 £12,534 £14,931 £17,449 £20,097 £22,880
Return on Investment %   2.10% 11.07% 20.49% 30.39% 40.80% 51.74% 63.24% 75.33% 88.04% 101.40% 115.44%
Cumulative Inflation Rate %     2.00% 4.04% 6.12% 8.24% 10.41% 12.62% 14.87% 17.17% 19.51% 21.90%
Real Potential Profit   £417 £2,149 £3,900 £5,669 £7,458 £9,269 £11,103 £12,962 £14,845 £16,756 £18,695
Real Return on Investment %   2.10% 10.84% 19.68% 28.60% 37.63% 46.77% 56.02% 65.40% 74.90% 84.54% 94.32%